115 Ramsey Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 115 Ramsey Rd, Toccoa, GA 30577

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,778 sqft · built 2003
Lot Size0.71 acres (30,928 sqft)
OwnerCompany Name on Record
Last Sale$139,175 (Jun 2014)
Tax Bill$4,240 (2025)
Deeds & MortgagesJun 2021 Sale
Flood ZoneZone X (minimal risk)
APN042C 150

Property Details

APN / Parcel Number

Primary APN042C 150
Alternative APN
  • 394000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,778 sqft Heated Area
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleRanch
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area30,928 sqft (0.71 acres)
TerrainGentle Slope
Garage Area390 sqft

Exterior Amenities

PorchSlab
Porch Area64 sqft
Deck Area30 sqft
Patio Area450 sqft
Utility Building240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number394000
Street Address115 RAMSEY RD
CityTOCCOA
StateGA
Zip30577-3837
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 18 ROBIN CIR
Legal Subdivision0400 - PRIMARY - SF
Legal Lot Number18
JurisdictionSTEPHENS GA
Township / Civil DivisionTOCCOA
Census Block Group4
Census Block4056
Census Tract970102

Owner

Source: Stephens County records, as of September 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX E, TOCCOA, GA 30577-1403
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2014 · Amount on Record
Deed SaleJun 6, 2014 · Amount on Record
Prior SaleFeb 4, 2014 · Amount on Record
Deed Document Number2014576
Deed Book / Page1042 / 326
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEPHENS GA
Recording DateJun 28, 2021
Property Address115 RAMSEY RD, TOCCOA, GA 30577-3837
Document Number0012570166
Book / Page1257 / 166
Instrument DateJun 28, 2021
Instrument2021-000962
Transaction TypeTransfer
Record UpdatedAug 4, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX E, TOCCOA, GA 30577-1403

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,240.00 (+38.07%)$154,473 (+49.72%) Land $2,598 Building $151,875$386,182 (+49.72%) Land $6,495 Building $379,687
2023$3,071.00 (+6.59%)$103,176 (+6.6%) Land $2,598 Building $100,578$257,939 (+6.59%) Land $6,495 Building $251,444
2022$2,881.00$96,792 Land $2,598 Building $94,194$241,981 Land $6,495 Building $235,486

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 45% of Georgia
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOCCOA
serves 28,711 people · EPA ID GA2570001
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Haloacetic acids
resolved · Apr 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Cable · Fiber in parts of the area
500 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
Windstream
DSL · Fiber in parts of the area
100 / 20

May also be available: Point Broadband.

Nearby Properties on Ramsey Rd

Nearby Streets

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