Ulster County and Kingston City property record for 84 Prospect St, Kingston, NY 12401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,277 sqft · built 1878 |
| Lot Size | 0.034 acres (1,512 sqft) |
| Owner | Company Name on Record |
| Last Sale | $57,500 (May 2014) |
| Tax Bill | $5,296 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 510800 56.109-1-1 |
| Primary APN | 510800 56.109-1-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,277 sqft Living Area |
| 1st Floor Area | 638 sqft |
| 2nd Floor Area | 639 sqft |
| Year Built | Built 1878 |
|---|---|
| Effective Year Built | Effective 1878 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,512 sqft (0.034 acres) |
| Lot Dimensions | 63 ft deep x 24 ft wide |
| Garage Type | Detached |
| Porch | Slab |
| Porch Area | 102 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 135014.000 |
|---|---|
| Street Address | 84 PROSPECT ST |
| City | KINGSTON |
| State | NY |
| Zip | 12401-5008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | T4N |
| Legal Block | 1 |
| Legal Lot Number | 1.000 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | KINGSTON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 952100 |
Source: Ulster County and Kingston City records, as of August 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5 MOUNTAIN RD, 201, MONROE, NY 10950-2090 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORPORATION |
| Jan 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 18, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance LOAN FUNDER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2014 · Amount on Record |
| Deed Sale | May 19, 2014 · Amount on Record |
| Prior Sale | Jun 2, 2008 · Amount on Record |
| Deed Book / Page | 5742 / 175 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | Jul 15, 2026 |
| Property Address | 84 PROSPECT ST, KINGSTON, NY 12401-5008 |
| Document Number | 0000008327 |
| Book / Page | 13786 / 239 |
| Instrument Date | Jul 13, 2026 |
| Instrument | 20268327 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 84 PROSPECT ST, KINGSTON, NY 12401-5008 |
| Document Number | 0000008327, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 13786/239 |
| Instrument | 20268327 |
| Name | HOMESTEAD FUNDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 84 PROSPECT ST, KINGSTON, NY 12401-5008 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001127 |
|---|---|
| Date | Jan 28, 2026 |
| Book Page | 13680/283 |
| Instrument | 2026-1127 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 84 PROSPECT ST, KINGSTON, NY 12401-5008 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001950 |
|---|---|
| Date | Feb 18, 2025 |
| Book Page | 13461/31 |
| Instrument | 2025-1950 |
| Name | LOAN FUNDER LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Mar 1, 2026 |
Source: Ulster County and Kingston City assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| Municipality | Kingston City |
| Unified School District | Kingston City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,296.00 (+53.6%) | $97,000 (-) Land $5,000 Building $92,000 | $206,383 (+29.79%) Land $10,638 Building $195,745 |
| 2023 | $97,000 (-) Land $5,000 Building $92,000 | $159,016 (+14.75%) Land $8,197 Building $150,819 | |
| 2022 | $97,000 Land $5,000 Building $92,000 | $138,571 Land $7,143 Building $131,428 | |
| 2021 | $3,448.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KINGSTON (CITY) WATER DISTRICT serves 24,000 people · EPA ID NY5503374 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 7 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 873 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 10,000 / 10,000 |
| Archtop Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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