Ulster County and Kingston City property record for 82 Prospect St, Kingston, NY 12401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,026 sqft · built 1930 |
| Lot Size | 0.033 acres (1,449 sqft) |
| Owner | Company Name on File |
| Last Sale | $30,000 (Dec 2002) |
| Tax Bill | $4,204 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Feb 2025 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 510800 56.109-1-2 |
| Primary APN | 510800 56.109-1-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,026 sqft Living Area |
| 1st Floor Area | 570 sqft |
| 2nd Floor Area | 456 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 1,449 sqft (0.033 acres) |
| Lot Dimensions | 63 ft deep x 23 ft wide |
| Porch | Slab |
| Porch Area | 175 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 134992.000 |
|---|---|
| Street Address | 82 PROSPECT ST |
| City | KINGSTON |
| State | NY |
| Zip | 12401-5008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | T4N |
| Legal Block | 1 |
| Legal Lot Number | 2.000 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | KINGSTON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 952100 |
82 Prospect St is owned by a company that bought it in December 2002.
Source: Ulster County and Kingston City records, as of April 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5 MOUNTAIN RD, 201, MONROE, NY 10950-2090 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 2, 2026 | Deed of Trust, Mortgage CAKE MORTGAGE CORP |
| Feb 18, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance LOAN FUNDER LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2002 · Amount on File |
| Deed Sale | Dec 11, 2002 · Amount on File |
| Prior Sale | Nov 1, 2000 · Amount on File |
| Deed Document Number | 200266 |
| Deed Book / Page | 3474 / 128 |
| Prior Transfer Date | Aug 18, 1999 |
| Prior Transfer Doc | 0000000234 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 82 PROSPECT ST, KINGSTON, NY 12401-5008 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000011 |
|---|---|
| Date | Jan 2, 2026 |
| Book Page | 13664/47 |
| Instrument | 2026-11 |
| Name | CAKE MORTGAGE CORP |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 82 PROSPECT ST, KINGSTON, NY 12401-5008 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001948 |
|---|---|
| Date | Feb 18, 2025 |
| Book Page | 13461/1 |
| Instrument | 2025-1948 |
| Name | LOAN FUNDER LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Mar 1, 2026 |
The 2025 property tax bill for 82 Prospect St was $4,204.
Source: Ulster County and Kingston City assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| Municipality | Kingston City |
| Unified School District | Kingston City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,204.00 | $77,000 Land $5,000 Building $72,000 | $163,830 Land $10,638 Building $153,192 |
| 2023 | $77,000 (-) Land $5,000 Building $72,000 | $126,230 (+14.75%) Land $8,197 Building $118,033 | |
| 2022 | $77,000 Land $5,000 Building $72,000 | $110,000 Land $7,143 Building $102,857 | |
| 2021 | $2,737.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 82 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 82 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KINGSTON (CITY) WATER DISTRICT serves 24,000 people · EPA ID NY5503374 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 7 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 873 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 10,000 / 10,000 |
| Archtop Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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