84 Penrose St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 84 Penrose St, Springfield, MA 01109

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,360 sqft · built 1925
Lot Size0.115 acres (5,001 sqft)
OwnerIndividual Name on Record
Last Sale$255,000 (Jan 2023)
Tax Bill$4,324 (2026)
Deeds & MortgagesMar 2022 Mortgage
Jan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNSPRI S:09640 P:0016

Property Details

APN / Parcel Number

Primary APNSPRI S:09640 P:0016
Alternative APN
  • 96400016

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,360 sqft Living Area
1st Floor Area936 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area5,001 sqft (0.115 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number96400016
Street Address84 PENROSE ST
CitySPRINGFIELD
StateMA
Zip01109-1831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionPINEHURST
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group4
Census Block4016
Census Tract801501

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address84 PENROSE ST, SPRINGFIELD, MA 01109-1831
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2022Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Jan 11, 2023Quit Claim Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 11, 2023 · Amount on Record
Deed SaleJan 11, 2023 · Amount on Record
Prior SaleMar 20, 2015 · Amount on Record
Deed Book / Page24874 / 562
Prior Transfer DateJan 10, 2023
Prior Transfer Doc024874-562
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address84 PENROSE ST, SPRINGFIELD, MA 01109-1831
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number024439-305
DateMar 8, 2022
Book Page24439/305
Instrument14342
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term277 Months
DueApr 1, 2045

January 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateJan 11, 2023
Property Address84 PENROSE ST, SPRINGFIELD, MA 01109-1831
Document Number024874-562
Book / Page24874 / 562
Instrument DateJan 10, 2023
Instrument2006
Transaction TypeTransfer
Record UpdatedJan 27, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address439 CALDWELL DR, SPRINGFIELD, MA 01104-1738

Mortgage

Document Number0000002007
DateJan 11, 2023
Instrument2007
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Mortgage

Document Number024874-579
DateJan 11, 2023
Book Page24874/579
Instrument2008
Lender
NameSPRINGFIELD, CITY OF
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,324.00 (+5.9%)$279,700 (+7.41%) Land $43,000 Building $236,700$266,094 (-11.56%)
2025$4,083.00 (+9.14%)$260,400 (+18.69%) Land $39,000 Building $221,400$300,865 (+7.83%)
2024$279,015
2023$3,741.00$219,400 Land $29,500 Building $189,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20

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