74 Penrose St, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 74 Penrose St, Springfield, MA 01109

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 952 sqft · built 1941
Lot Size0.115 acres (5,001 sqft)
OwnerIndividual Name on Record
Last Sale$154,000 (Dec 2020)
Tax Bill$3,359 (2026)
Deeds & MortgagesApr 2022 Mortgage
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNSPRI S:09640 P:0014

Property Details

APN / Parcel Number

Primary APNSPRI S:09640 P:0014
Alternative APN
  • 96400014

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area952 sqft Living Area
1st Floor Area736 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1941
Effective Year BuiltEffective 1941
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeShed Roof
Lot Area5,001 sqft (0.115 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number96400014
Street Address74 PENROSE ST
CitySPRINGFIELD
StateMA
Zip01109-1831
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
JurisdictionSPRINGFIELD MA
Township / Civil DivisionSPRINGFIELD
Census Block Group4
Census Block4016
Census Tract801501

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address74 PENROSE ST, SPRINGFIELD, MA 01109-1831
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2022Deed of Trust, Mortgage · Second Mortgage (Down Payment)
ALDENVILLE CU
Dec 31, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
ALDENVILLE CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 2020 · Amount on Record
Deed SaleDec 31, 2020 · Amount on Record
Prior SaleJul 15, 2005 · Amount on Record
Deed Document Number202079567
Deed Book / Page23623 / 390
Prior Transfer DateDec 23, 2020
Prior Transfer Doc23623-390
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPRINGFIELD MA
Property Address74 PENROSE ST, SPRINGFIELD, MA 01109-1831
Transaction TypeMortgage
Record UpdatedMay 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024505-55
DateApr 19, 2022
Book Page24505/55
Instrument23421
Lender
NameALDENVILLE CU
TypeCredit Union
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term61 Months
DueMay 1, 2027

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSPRINGFIELD MA
Recording DateDec 31, 2020
Property Address74 PENROSE ST, SPRINGFIELD, MA 01109-1831
Document Number23623-390
Book / Page23623 / 390
Instrument DateDec 23, 2020
Instrument79567
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 DARTMOUTH ST, CHICOPEE, MA 01020-1268

Mortgage

Document Number79568
DateDec 31, 2020
Instrument79568
Lender
NameALDENVILLE CU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalitySpringfield City
Unified School DistrictSpringfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,359.00 (+0.99%)$217,300 (+2.45%) Land $43,000 Building $174,300$251,883 (+7.08%)
2025$3,326.00 (+11.16%)$212,100 (+20.85%) Land $39,000 Building $173,100$235,220 (+6.49%)
2024$220,875
2023$2,992.00$175,500 Land $29,500 Building $146,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGFIELD WATER AND SEWER COMMISSION
serves 169,170 people · EPA ID MA1281000
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2026
Total trihalomethanes
not recorded as resolved · Oct 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Penrose St

Nearby Streets

Search Property Records by Address or Parcel Number