60 Morningside Dr, Falling Waters, WV 25419 Property Records

Berkeley County property record for 60 Morningside Dr, Falling Waters, WV 25419

Property Summary

Property Type	Townhouse
Details	3 bd · 4 ba · 1,824 sqft · built 1992
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,021 (2025)
Deeds & Mortgages	Dec 2010 Refinance Mar 2015 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-13M-0116.0000`

Property Details

APN / Parcel Number

Primary APN	`02-13M-0116.0000`
Alternative APNs	`02-02-13M-0116.0000` `07213415`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,824 sqft Living Area
1st Floor Area	720 sqft
Basement Area	384 sqft
Finished Basement	384 sqft
Family Room	Family Room

Exterior

Year Built	Built 1992
Architectural Style	Other
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07213415
Street Address	60 MORNINGSIDE DR
City	FALLING WATERS
State	WV
Zip	25419-4053
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	.1 ACRE LOT 8 PHASE I SPRING MILLS TOWNHOUSE LOTS
Legal Lot Number	8
Jurisdiction	BERKELEY WV
Township / Civil Division	POTOMAC
Census Block Group	2
Census Block	2000
Census Tract	971105

Owner

Source: Berkeley County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	60 MORNINGSIDE DR, FALLING WATERS, WV 25419-4053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2010	Deed of Trust, Mortgage · Stand-Alone Refinance M&T BANK
Mar 30, 2015	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Apr 23, 2010	Deed of Trust, Mortgage MANUFACTURERS AND TRADERS TRUST COMPANY
Mar 10, 2026	Deed, Transfer · Conventional Mortgage INTEGRITY HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0000692247
Record Updated	Sep 20, 2026

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	60 MORNINGSIDE DR, FALLING WATERS, WV 25419-4053
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	60 MORNINGSIDE DR, FALLING WATERS, WV 25419-4053

Mortgage

Document Number	002524/584
Date	Dec 27, 2010
Book Page	2524/584
Instrument	20100051829

Lender

Name	M&T BANK
Type	Bank
Address	1 M AND T PLZ, BUFFALO, NY 14203

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2041

March 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	60 MORNINGSIDE DR, FALLING WATERS, WV 25419-4053
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002941/200
Date	Mar 30, 2015
Book Page	2941/200
Instrument	20150016232

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14240

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY WV
Property Address	60 MORNINGSIDE DR, FALLING WATERS, WV 25419-4053
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002463/379
Date	Apr 23, 2010
Book Page	2463/379
Instrument	2010017187

Lender

Name	MANUFACTURERS AND TRADERS TRUST COMPANY
Address	ONE M&T PLAZA, BUFFALO, NY 14240

Agreement

Amount	Amount Recorded

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY WV
Recording Date	Mar 10, 2026
Property Address	60 MORNINGSIDE DR, FALLING WATERS, WV 25419-4053
Document Number	001559/393
Book / Page	1559 / 393
Map Reference	PC 4 SL 101
Instrument Date	Mar 6, 2026
Instrument	20260007266
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,079.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	165 NORTHWOODS DR, HEDGESVILLE, WV 25427-4298

Mortgage

Document Number	20260007267
Date	Mar 10, 2026
Instrument	20260007267

Lender

Name	INTEGRITY HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,021.00 (+2.1%) Homeowner's exemption	$104,040 (+4.9%) Land $30,600 Building $73,440	$173,400 (+4.9%) Land $51,000 Building $122,400
2023	$1,000.00 Homeowner's exemption	$99,180 Land $24,540 Building $74,640	$165,300 Land $40,900 Building $124,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERKELEY COUNTY PSWD-POTOMAC RIVER serves 69,372 people · EPA ID WV3300218
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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