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84 Lovell Cir, Toccoa, GA 30577 Property Records

Stephens County property record for 84 Lovell Cir, Toccoa, GA 30577

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,800 sqft · built 1981
Lot Size0.56 acres (24,394 sqft)
OwnerIndividual Name on Record
Last Sale$113,000 (Oct 2019)
Tax Bill$2,992 (2025)
Deeds & MortgagesOct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN032A 027

Property Details

APN / Parcel Number

Primary APN032A 027
Alternative APN
  • 711000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,800 sqft Heated Area
Basement Area720 sqft
Finished Basement720 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeHip
Roof MaterialMetal
Lot Area24,394 sqft (0.56 acres)
TerrainGentle Slope
Garage TypeCarport
Garage Area216 sqft
CarportCarport
Carport Area216 sqft
Utility Building72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number711000
Street Address84 LOVELL CIR
CityTOCCOA
StateGA
Zip30577-5893
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-IA
Legal DescriptionLOT 26 SEC 2 LOVELL HEIGHTS S/D
Legal SubdivisionLOVELL HEIGHTS
Legal Lot Number26
JurisdictionSTEPHENS GA
Township / Civil DivisionTOCCOA
Census Block Group2
Census Block2044
Census Tract970301

Owner

Source: Stephens County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address84 LOVELL CIR, TOCCOA, GA 30577-5893
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 2, 2019 · Amount on Record
Deed SaleOct 2, 2019 · Amount on Record
Prior SaleAug 3, 2012 · Amount on Record
Deed Document Number20191177
Deed Book / Page1190 / 436
Record UpdatedOct 29, 2026

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSTEPHENS GA
Recording DateOct 3, 2019
Property Address84 LOVELL CIR, TOCCOA, GA 30577-5893
Document Number0011900436
Book / Page001190 / 000436
Instrument DateOct 1, 2019
Transaction TypeTransfer
Record UpdatedOct 18, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$113.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address84 LOVELL CIR TOCCOA GA 305775893, TOCCOA, GA 30577-5893

Mortgage

Document Number11900438
DateOct 3, 2019
Book Page001190/000438
Lender
NameCRESCENT MTG
TypeMortgage Company
AddressATLANTA, GA 30328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 2, 2049

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
MunicipalityToccoa City
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,992.00 (+61.47%)$85,768 (+63.67%) Land $991 Building $84,777$214,420 (+63.67%) Land $2,477 Building $211,943
2023$1,853.00 (+5.95%)$52,404 (+5.95%) Land $991 Building $51,413$131,010 (+5.95%) Land $2,477 Building $128,533
2022$1,749.00$49,461 Land $991 Building $48,470$123,651 Land $2,477 Building $121,174

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOCCOA
serves 28,711 people · EPA ID GA2570001
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Haloacetic acids
resolved · Apr 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Cable		500 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: Windstream.

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