Stephens County property record for 79 Lovell Cir, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,961 sqft · built 1983 |
| Lot Size | 1.67 acres (72,745 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,298 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 032A 030 |
| Primary APN | 032A 030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,961 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 72,745 sqft (1.67 acres) |
| Terrain | Gentle Slope |
| Garage Area | 1,178 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 104 sqft |
| Patio Area | 392 sqft |
| Utility Building | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 711800 |
|---|---|
| Old Parcel Number | 032A 030 |
| Street Address | 79 LOVELL CIR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-5889 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOTS 30 & 31 SEC 2 LOVELL HEIGHTS S/D |
| Legal Subdivision | LOVELL HEIGHTS |
| Legal Lot Number | 30,31 31 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 970301 |
79 Lovell Cir is owned and occupied by an individual who acquired it in December 2024.
Source: Stephens County records, as of March 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 79 LOVELL CIR, TOCCOA, GA 30577-5889 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 6, 2024 |
| Transfer Doc | 0013890476 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 79 Lovell Cir was $1,298 with exemptions applied.
Source: Stephens County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,298.00 Homeowner's exemption Disabled Person's exemption | $88,681 Land $2,414 Building $86,267 | $221,703 Land $6,035 Building $215,668 |
| 2023 | $876.00 (-45.08%) Homeowner's exemption | $56,436 (+5.32%) Land $2,414 Building $54,022 | $141,089 (+5.32%) Land $6,035 Building $135,054 |
| 2022 | $1,595.00 Homeowner's exemption | $53,585 Land $2,414 Building $51,171 | $133,962 Land $6,035 Building $127,927 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 79 Lovell Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 79 Lovell Cir is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 82% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOCCOA serves 28,711 people · EPA ID GA2570001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Windstream.
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