84 Lackey Dam Rd, Sutton, MA 01590 Property Records

Worcester County and Sutton Town property record for 84 Lackey Dam Rd, Sutton, MA 01590

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,661 sqft · built 1998
Lot Size	1.72 acres (75,025 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,991 (2026)
Deeds & Mortgages	May 2026 Line of Credit Dec 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`SUTT M:0046 P:44`

Property Details

APN / Parcel Number

Primary APN	`SUTT M:0046 P:44`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,661 sqft Living Area
Gross Area	4,122 sqft
1st Floor Area	1,107 sqft
Attic	Attic
Attic Area	1,107 sqft
Basement Area	1,107 sqft
Unfinished Basement	297 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	75,025 sqft (1.72 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	84 LACKEY DAM RD
City	SUTTON
State	MA
Zip	01590-2714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SUTTON MA
Township / Civil Division	SUTTON
Census Block Group	3
Census Block	3003
Census Tract	751101

Owner

Source: Worcester County and Sutton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	84 LACKEY DAM RD, SUTTON, MA 01590-2714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Dec 20, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ROCKET MORTGAGE
Aug 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Oct 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Jul 10, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Jul 27, 2019	Deed of Trust, Mortgage · FHA Mortgage QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Recording Date	May 19, 2026
Property Address	84 LACKEY DAM RD, SUTTON, MA 01590-2714
Document Number	073593-220
Book / Page	73593 / 220
Instrument Date	May 12, 2026
Instrument	202639285
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 LACKEY DAM RD, SUTTON, MA 01590-2714

Mortgage

Document Number	0000039285,
Date	May 19, 2026
Book Page	73593/220
Instrument	202639285

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	84 LACKEY DAM RD, SUTTON, MA 01590-2714
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070017-22
Date	Dec 20, 2023
Book Page	70017/22
Instrument	106414

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2044

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	84 LACKEY DAM RD, SUTTON, MA 01590-2714
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068086-154
Date	Aug 18, 2022
Book Page	68086/154
Instrument	91017

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	84 LACKEY DAM RD, SUTTON, MA 01590-2714
Transaction Type	Mortgage
Record Updated	Oct 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	66267-364
Date	Oct 12, 2021
Book Page	66267/364
Instrument	142729

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	84 LACKEY DAM RD, SUTTON, MA 01590-2714
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62765-239
Date	Jul 10, 2020
Book Page	62765/239
Instrument	73942

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTON MA
Property Address	84 LACKEY DAM RD, SUTTON, MA 01590-2714
Document Number	60817-169
Instrument Date	Jul 27, 2019
Transaction Type	Mortgage
Record Updated	Aug 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	84 LACKEY DAM RD SUTTON MA 015902714, SUTTON, MA 01590-2714

Mortgage

Document Number	60817-169
Date	Aug 2, 2019
Book Page	060817/000169
Instrument	76316

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Worcester County and Sutton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Sutton Town
Unified School District	Sutton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,991.00 (+2.03%)	$518,700 (+6.18%) Land $191,600 Building $327,100	$544,071 (-2.78%)
2025	$5,872.00 (-1.76%)	$488,500 (+3.63%) Land $176,500 Building $312,000	$559,645
2024	$5,977.00 (+2.68%)	$471,400 (+12.16%) Land $169,200 Building $302,200
2023	$5,821.00	$420,300 Land $153,300 Building $267,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1978–2011)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Severe Storms And Flooding, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITINSVILLE WATER COMPANY private · serves 7,899 people · EPA ID MA2216000
Water Source	Groundwater influenced by surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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