Essex County and Rowley Town property record for 84 Kittery Ave, Rowley, MA 01969
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,126 sqft · built 1988 |
| Lot Size | 4.61 acres (201,134 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $839,000 (Apr 2020) |
| Tax Bill | $13,246 (2026) |
| Deeds & Mortgages | Apr 2025 Line of Credit Mar 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ROWL M:0028 B:0056 L:0008 |
| Primary APN | ROWL M:0028 B:0056 L:0008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,126 sqft Living Area |
| Gross Area | 5,848 sqft |
| Basement Area | 1,548 sqft |
| Unfinished Basement | 1,548 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 201,134 sqft (4.61 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 84 KITTERY AVE |
|---|---|
| City | ROWLEY |
| State | MA |
| Zip | 01969-1011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CCD |
| Legal Block | 56 |
| Legal Lot Number | 8 |
| Jurisdiction | ROWLEY MA |
| Township / Civil Division | ROWLEY |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 270100 |
Source: Essex County and Rowley Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 84 KITTERY AVE, ROWLEY, MA 01969-1011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2025 | Deed of Trust, Mortgage · Line of Credit HARBORONE BANK |
| Mar 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE |
| Apr 3, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Aug 21, 2018 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2020 · Amount on Record |
| Deed Sale | Apr 3, 2020 · Amount on Record |
| Prior Sale | Apr 26, 1994 · Amount on Record |
| Deed Document Number | 20203180 |
| Deed Book / Page | 38394 / 206 |
| Prior Transfer Date | Feb 5, 2020 |
| Prior Transfer Doc | 38394-206 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 84 KITTERY AVE, ROWLEY, MA 01969-1011 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 042673-204 |
|---|---|
| Date | Apr 22, 2025 |
| Book Page | 42673/204 |
| Instrument | 20250422001540 |
| Name | HARBORONE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 84 KITTERY AVE, ROWLEY, MA 01969-1011 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39676-304 |
|---|---|
| Date | Mar 23, 2021 |
| Book Page | 39676/304 |
| Instrument | 20210323002860 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | Apr 3, 2020 |
| Property Address | 84 KITTERY AVE, ROWLEY, MA 01969-1011 |
| Document Number | 38394-206 |
| Book / Page | 038394 / 000206 |
| Instrument Date | Feb 5, 2020 |
| Instrument | 3003180 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,826.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 84 KITTERY AVE ROWLEY MA 019691011, ROWLEY, MA 01969-1011 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 84 KITTERY AVE, ROWLEY, MA 01969-1011 |
| Document Number | 36981-457 |
| Instrument Date | Aug 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Name | Verified Name |
|---|---|
| Address | 84 KITTERY AVE ROWLEY MA 019691011, ROWLEY, MA 01969-1011 |
| Document Number | 36981-457 |
|---|---|
| Date | Aug 31, 2018 |
| Book Page | 036981/000457 |
| Instrument | 1808312900 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Rowley Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Rowley Town |
| Unified School District | Triton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,246.00 (+6.12%) | $1,095,600 (+3.31%) Land $424,400 Building $671,200 | $1,137,814 (+15.27%) |
| 2025 | $12,482.00 (+1.79%) | $1,060,500 (+4.65%) Land $389,300 Building $671,200 | $987,050 |
| 2024 | $12,262.00 (+0.67%) | $1,013,400 (+8.33%) Land $370,800 Building $642,600 | |
| 2023 | $12,180.00 | $935,500 Land $317,600 Building $617,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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