76 Kittery Ave, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 76 Kittery Ave, Rowley, MA 01969

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,213 sqft · built 1987
Lot Size3.35 acres (146,249 sqft)
OwnerIndividual Name on File
Last Sale$780,000 (May 2018)
Tax Bill$13,368 (2026)
Deeds & MortgagesApr 2020 Refinance
Sep 2019 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNROWL M:0028 B:0056 L:0007

Property Details

APN / Parcel Number

Primary APNROWL M:0028 B:0056 L:0007

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,213 sqft Living Area
Gross Area5,792 sqft
Basement Area1,629 sqft
Unfinished Basement1,629 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleColonial
Exterior MaterialWood Siding
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area146,249 sqft (3.35 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address76 KITTERY AVE
CityROWLEY
StateMA
Zip01969-1011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCCD
Legal Block56
Legal Lot Number7
JurisdictionROWLEY MA
Township / Civil DivisionROWLEY
Census Block Group1
Census Block1035
Census Tract270100

Owner

76 Kittery Ave is owned and occupied by an individual who bought it in May 2018.

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address76 KITTERY AVE, ROWLEY, MA 01969-1011
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
BANGOR SAVINGS BANK
Sep 25, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
BANGOR SAVINGS BANK
Oct 28, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
BANGOR SAVINGS BANK
May 31, 2018Quit Claim Deed, Transfer
BANGOR SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 2018 · Amount on File
Deed SaleMay 31, 2018 · Amount on File
Prior SaleOct 13, 2010 · Amount on File
Deed Book / Page36751 / 520
Transfer Doc036751-520
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWLEY MA
Property Address76 KITTERY AVE, ROWLEY, MA 01969-1011
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38433-570
DateApr 21, 2020
Book Page38433/570
Instrument20200421001480
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMay 1, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWLEY MA
Property Address76 KITTERY AVE, ROWLEY, MA 01969-1011
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37873-99
DateSep 25, 2019
Book Page37873/99
Instrument20190925002730
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueOct 1, 2049

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWLEY MA
Property Address76 KITTERY AVE, ROWLEY, MA 01969-1011
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39108-548
DateOct 28, 2020
Book Page39108/548
Instrument20201028000770
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueNov 1, 2050

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROWLEY MA
Recording DateMay 31, 2018
Property Address76 KITTERY AVE, ROWLEY, MA 01969-1011
Document Number36751-520
Book / Page36751 / 520
Instrument180531001950
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$94.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address76 KITTERY AVE, ROWLEY, MA 01969-1011

Mortgage

Document Number367510522
DateMay 31, 2018
Instrument36751/0522
Lender
NameBANGOR SAVINGS BANK
TypeBank
Agreement
AmountAmount on Record
Term361 Months
DueMay 31, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 76 Kittery Ave was $13,368, up 6% from the year before.

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionRowley Town
Unified School DistrictTriton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$13,368.00 (+6.01%)$1,105,700 (+3.2%) Land $407,700 Building $698,000$1,122,598 (+13.93%)
2025$12,610.00 (+1.83%)$1,071,400 (+4.69%) Land $373,400 Building $698,000$985,340
2024$12,383.00 (+1.64%)$1,023,400 (+9.37%) Land $355,700 Building $667,700
2023$12,183.00$935,700 Land $306,200 Building $629,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 76 Kittery Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 76 Kittery Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROWLEY WATER DEPARTMENT
serves 6,161 people · EPA ID MA3254000
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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