Otsego County and Oneonta City property record for 84 Ford Ave, Oneonta, NY 13820
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,660 sqft · built 1880 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Company Name on Record |
| Last Sale | $115,500 (Apr 2021) |
| Tax Bill | $3,475 (2026) |
| Deeds & Mortgages | Apr 2021 Sale Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 361200 288.18-1-8 |
| Primary APN | 361200 288.18-1-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,660 sqft Total Area |
| 1st Floor Area | 830 sqft |
| 2nd Floor Area | 830 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 198 ft deep x 64 ft wide |
| Porch | Slab |
| Porch Area | 212 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 1385 |
|---|---|
| Street Address | 84 FORD AVE |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1538 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 140 |
| Legal Block | 1 |
| Legal Lot Number | 8.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 591000 |
Source: Otsego County and Oneonta City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3 SKIBO LN, MAMARONECK, NY 10543-4722 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 16, 2021 | Deed, Transfer |
| Jan 24, 2020 | Deed of Trust, Mortgage · Conventional with PMI COMMUNITY BK NA |
| Jan 26, 2017 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2021 · Amount on Record |
| Deed Sale | Apr 16, 2021 · Amount on Record |
| Prior Sale | Jan 26, 2017 · Amount on Record |
| Deed Document Number | 20212109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Apr 16, 2021 |
| Property Address | 84 FORD AVE, ONEONTA, NY 13820-1538 |
| Document Number | 109 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 2021-2109 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 LARCHMONT AVE, LARCHMONT, NY 10538-4225 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 84 FORD AVE, ONEONTA, NY 13820-1538 |
| Document Number | 0000000517 |
| Instrument Date | Jan 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 6588 WHITE PINES DR BRIGHTON MI 481169170, BRIGHTON, MI 48116-9170 |
| Document Number | 0000000517 |
|---|---|
| Date | Jan 31, 2020 |
| Instrument | 517 |
| Name | COMMUNITY BK NA |
|---|---|
| Address | OLEAN, NY 14760 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jan 26, 2017 |
| Property Address | 84 FORD AVE, ONEONTA, NY 13820-1538 |
| Document Number | 0000000443 |
| Instrument Date | Jan 21, 2017 |
| Instrument | 443 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 CHAMPA RD BILLERICA MA 018212915, BILLERICA, MA 01821-2915 |
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,475.00 (+2.66%) | ||
| 2025 | $3,385.00 | $88,000 (-) Land $23,700 Building $64,300 | $123,944 (+14.08%) Land $33,380 Building $90,564 |
| 2023 | $88,000 Land $23,700 Building $64,300 | $108,642 Land $29,259 Building $79,383 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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