81 Ford Ave, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 81 Ford Ave, Oneonta, NY 13820

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,083 sqft · built 1900
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$244,900 (Jun 2024)
Tax Bill	$6,406 (2026)
Deeds & Mortgages	Aug 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`361200 288.17-2-52`

Property Details

APN / Parcel Number

Primary APN	`361200 288.17-2-52`
Alternative APNs	`120028801700020520000000` `3911 1348`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,083 sqft Living Area
1st Floor Area	1,072 sqft
2nd Floor Area	475 sqft
Upper Floors Area	536 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1980
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	242 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	196 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3911 1348
Street Address	81 FORD AVE
City	ONEONTA
State	NY
Zip	13820-1537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	140
Legal Block	2
Legal Lot Number	52.000
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	2
Census Block	2001
Census Tract	591000

Owner

81 Ford Ave is owned by an individual who bought it in June 2024.

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	34 SPRUCE ST, ONEONTA, NY 13820-1448
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2024 · Amount on File
Deed Sale	Jun 19, 2024 · Amount on File
Prior Sale	Jan 16, 1996 · Amount on File
Deed Document Number	20242024-2310
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTSEGO NY
Recording Date	Aug 26, 2020
Property Address	81 FORD AVE, ONEONTA, NY 13820-1537
Document Number	0000003587
Instrument Date	Aug 21, 2020
Instrument	3587
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	BROADWAY TITLE AGENCY LLC, BROADWAY TITLE AGCY LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	81 FORD AVE ONEONTA NY 138201537, ONEONTA, NY 13820-1537

Tax Assessment & Valuation

The 2026 property tax bill for 81 Ford Ave was $6,406, up 2.5% from the year before.

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
Municipality	Oneonta City
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,406.00 (+2.46%)
2025	$6,252.00	$165,000 Land $14,800 Building $150,200	$232,394 Land $20,845 Building $211,549
2023		$165,000 Land $14,800 Building $150,200	$203,704 Land $18,272 Building $185,432

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81 Ford Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2006–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81 Ford Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEONTA CITY serves 15,954 people · EPA ID NY3800154
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20