84 Elm Pl, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 84 Elm Pl, Lancaster, NY 14086

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 1.5 ba · 3,732 sqft · built 1850
Lot Size	0.714 acres (31,040 sqft)
Owner	Individual Name on File
Tax Bill	$14,288 (2026)
Deeds & Mortgages	Aug 2020 Mortgage Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`145203 104.75-3-11`

Property Details

APN / Parcel Number

Primary APN	`145203 104.75-3-11`
Alternative APN	`52031047500003011000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,732 sqft Total Area
1st Floor Area	1,488 sqft
2nd Floor Area	1,488 sqft
Upper Floors Area	756 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	31,040 sqft (0.714 acres)
Lot Dimensions	193 ft deep x 160 ft wide
Porch	Slab
Porch Area	520 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	84 ELM PL
City	LANCASTER
State	NY
Zip	14086-2203
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R2
Legal Description	SC 7 402 15 16 16O X 175.5
Legal Subdivision	RANSOM SUBDIVISION
Legal Block	3
Legal Lot Number	11.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3013
Census Tract	14400

Owner

84 Elm Pl, a residential property, is owned and occupied by an individual who acquired it in December 2013.

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	84 ELM PL, LANCASTER, NY 14086-2203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUNT MORTGAGE
Oct 20, 2020	Deed of Trust, Mortgage · Line of Credit WESTERN DIVISION FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 19, 2013
Transfer Doc	0112718907
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	84 ELM PL, LANCASTER, NY 14086-2203
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 ELM PL, LANCASTER, NY 14086-2203

Mortgage

Document Number	0139518766
Date	Aug 19, 2020
Book Page	13951/8766
Instrument	2020136971

Lender

Name	HUNT MORTGAGE
Type	Mortgage Company
Address	LANCASTER, NY 14086

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jul 1, 2035

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	84 ELM PL, LANCASTER, NY 14086-2203
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 ELM PL, LANCASTER, NY 14086-2203

Mortgage

Document Number	0139611526
Date	Oct 20, 2020
Book Page	13961/1526
Instrument	2020177942

Lender

Name	WESTERN DIVISION FCU
Type	Credit Union
Address	BUFFALO, NY 14221

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 19, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 84 Elm Pl was $14,288, up 210.9% from the year before.

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Municipality	Lancaster Village
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,288.00 (+210.95%)
2025	$4,595.00 (-66.96%)	$425,000 (-) Land $59,900 Building $365,100	$664,063 (+12.5%) Land $93,594 Building $570,469
2024	$13,908.00	$425,000 (-) Land $59,900 Building $365,100	$590,300 (+4.16%) Land $83,198 Building $507,102
2023		$425,000 Land $59,900 Building $365,100	$566,700 Land $79,871 Building $486,829

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 84 Elm Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1996–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 84 Elm Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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