70 Elm Pl, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 70 Elm Pl, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,618 sqft · built 1912
Lot Size	0.178 acres (7,720 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Jan 2021)
Tax Bill	$5,807 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jun 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`145203 104.75-3-13`

Property Details

APN / Parcel Number

Primary APN	`145203 104.75-3-13`
Alternative APN	`52031047500003013000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,618 sqft Living Area
1st Floor Area	898 sqft
2nd Floor Area	720 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	7,720 sqft (0.178 acres)
Lot Dimensions	193 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	70 ELM PL
City	LANCASTER
State	NY
Zip	14086-2203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SC 7 402 PTS 17 18 4O X 193.5
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	3
Legal Lot Number	13.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3013
Census Tract	14400

Owner

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	70 ELM PL, LANCASTER, NY 14086-2203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Executor's Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC
Jun 18, 2020	Loan Modification, Mortgage · Conventional Mortgage BANK OF AMERICA
Jun 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Dec 18, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2021 · Amount on Record
Deed Sale	Jan 15, 2021 · Amount on Record
Prior Sale	Feb 18, 2011 · Amount on Record
Deed Document Number	20212021009649
Deed Book / Page	11372 / 9431
Record Updated	Oct 29, 2026

January 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	ERIE NY
Recording Date	Jan 15, 2021
Property Address	70 ELM PL, LANCASTER, NY 14086-2203
Document Number	0113729431
Book / Page	11372 / 9431
Instrument Date	Jan 8, 2021
Instrument	2021009649
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 ELM PL, LANCASTER, NY 14086-2203

Mortgage

Document Number	0139753423
Date	Jan 15, 2021
Instrument	13975/3423

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ERIE NY
Property Address	70 ELM PL, LANCASTER, NY 14086-2203
Document Number	0113670832
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 ELM PL LANCASTER NY 140862203, LANCASTER, NY 14086-2203

Mortgage

Document Number	0113670832
Date	Oct 2, 2020
Book Page	011367/000832

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

Interest

Rate Type	Fixed Rate
Rate	3.37%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	70 ELM PL, LANCASTER, NY 14086-2203
Document Number	0139575233
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 ELM PL LANCASTER NY 140862203, LANCASTER, NY 14086-2203

Mortgage

Document Number	0139575233
Date	Sep 28, 2020
Book Page	013957/005233

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 27, 2035

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	70 ELM PL, LANCASTER, NY 14086-2203
Document Number	0138839253
Instrument Date	Dec 18, 2018
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 ELM PL LANCASTER NY 140862203, LANCASTER, NY 14086-2203

Mortgage

Document Number	0138839253
Date	Jan 8, 2019
Book Page	013883/009253

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Municipality	Lancaster Village
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,807.00 (+202.13%)
2025	$1,922.00 (-65.94%)	$170,000 (-) Land $35,400 Building $134,600	$265,625 (+12.51%) Land $55,312 Building $210,313
2024	$5,643.00	$170,000 (-) Land $35,400 Building $134,600	$236,100 (+4.15%) Land $49,164 Building $186,936
2023		$170,000 Land $35,400 Building $134,600	$226,700 Land $47,207 Building $179,493

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1996–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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