84 E Ridge Dr, Middlebury, CT 06762 Property Records

Middlebury Town property record for 84 E Ridge Dr, Middlebury, CT 06762

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,116 sqft · built 1953
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$79,500 (Jan 2000)
Tax Bill	$6,335 (2025)
Deeds & Mortgages	Jun 2022 Refinance Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MIDD M:4-08 L:165`

Property Details

APN / Parcel Number

Primary APN	`MIDD M:4-08 L:165`
Alternative APNs	`MDBY M:4-08 L:165` `L0176400`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
Gross Area	3,036 sqft
1st Floor Area	1,116 sqft
Basement Area	1,116 sqft
Unfinished Basement	1,116 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	L0176400
Street Address	84 E RIDGE DR
City	MIDDLEBURY
State	CT
Zip	06762-2025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Subdivision	VILLA EAST ESTATE
Legal Lot Number	165
Jurisdiction	MIDDLEBURY CT
Township / Civil Division	MIDDLEBURY
Census Block Group	1
Census Block	1010
Census Tract	344100

Owner

Source: Middlebury Town records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	84 E RIDGE DR, MIDDLEBURY, CT 06762-2025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Apr 13, 2021	Deed of Trust, Mortgage · Balloon Mortgage QUICKEN LOANS INC
Apr 13, 2021	Deed of Trust, Mortgage · Balloon Mortgage QUICKEN LOANS INC
Apr 3, 2019	Deed of Trust, Mortgage · Conventional with PMI QUAD CTY BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2000 · Amount on Record
Deed Sale	Jan 18, 2000 · Amount on Record
Prior Sale	Jan 18, 2000 · Amount on Record
Deed Book / Page	165 / 227
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBURY CT
Property Address	84 E RIDGE DR, MIDDLEBURY, CT 06762-2025
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000332-521
Date	Jun 28, 2022
Book Page	332/521
Instrument	1266

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2032

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBURY CT
Property Address	84 E RIDGE DR, MIDDLEBURY, CT 06762-2025
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000321-322
Date	Apr 13, 2021
Book Page	321/322
Instrument	957

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	133 Months
Due	May 1, 2032

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBURY CT
Property Address	84 E RIDGE DR, MIDDLEBURY, CT 06762-2025
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	321-322
Date	Apr 13, 2021
Book Page	321/322
Instrument	957

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	133 Months
Due	May 1, 2032

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBURY CT
Property Address	84 E RIDGE DR, MIDDLEBURY, CT 06762-2025
Document Number	304-977
Instrument Date	Apr 3, 2019
Transaction Type	Mortgage
Record Updated	Apr 23, 2019
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 E RIDGE DR MIDDLEBURY CT 067622025, MIDDLEBURY, CT 06762-2025

Mortgage

Document Number	304-977
Date	Apr 11, 2019
Book Page	000304/000977

Lender

Name	QUAD CTY BK&TR
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Apr 10, 2034

Tax Assessment & Valuation

Source: Middlebury Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Middlebury Town
Unified School District	Regional School District 15 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,335.00	$194,800 (-) Land $58,500 Building $136,300	$278,285 Land $83,571 Building $194,714
2024	$6,335.00 (+0.81%)
2023	$6,284.00 (+3.2%)	$194,800 (-) Land $58,500 Building $136,300
2022	$6,089.00	$194,800 Land $58,500 Building $136,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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