38 E Ridge Dr, Middlebury, CT 06762 Property Records

Middlebury Town property record for 38 E Ridge Dr, Middlebury, CT 06762

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,340 sqft · built 1970
Lot Size	0.64 acres (27,878 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (May 2026)
Tax Bill	$5,912 (2025)
Deeds & Mortgages	Aug 2021 Refinance May 2026 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`MIDD M:4-08 L:169`

Property Details

APN / Parcel Number

Primary APN	`MIDD M:4-08 L:169`
Alternative APNs	`MDBY M:4-08 L:169` `S0286200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,340 sqft Living Area
Gross Area	2,837 sqft
1st Floor Area	1,340 sqft
Basement Area	1,248 sqft
Unfinished Basement	250 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	27,878 sqft (0.64 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	S0286200
Street Address	38 E RIDGE DR
City	MIDDLEBURY
State	CT
Zip	06762-2025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Lot Number	169
Jurisdiction	MIDDLEBURY CT
Township / Civil Division	MIDDLEBURY
Census Block Group	1
Census Block	1010
Census Tract	344100

Owner

Source: Middlebury Town records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	78 NUTMEG CIR, BRIDGEPORT, CT 06610-1349
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC
May 28, 2026	Warranty Deed, Transfer · Line of Credit CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Mar 4, 2008 · Amount on Record
Deed Document Number	2026804
Deed Book / Page	353 / 607
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBURY CT
Property Address	38 E RIDGE DR, MIDDLEBURY, CT 06762-2025
Transaction Type	Mortgage
Record Updated	Jun 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000325-256
Date	Aug 9, 2021
Book Page	325/256
Instrument	2023

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLEBURY CT
Recording Date	May 28, 2026
Property Address	38 E RIDGE DR, MIDDLEBURY, CT 06762-2025
Document Number	000353-607
Book / Page	353 / 607
Instrument Date	May 12, 2026
Instrument	2026804
Transaction Type	Transfer
Record Updated	Jun 25, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 NUTMEG CIR, BRIDGEPORT, CT 06610-1349

Mortgage

Date	May 28, 2026

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Middlebury Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Middlebury Town
Unified School District	Regional School District 15 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,912.00	$181,800 (-) Land $63,600 Building $118,200	$259,714 Land $90,857 Building $168,857
2024	$5,912.00 (+0.8%)
2023	$5,865.00 (+3.2%)	$181,800 (-) Land $63,600 Building $118,200
2022	$5,683.00	$181,800 Land $63,600 Building $118,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures