84 Division St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 84 Division St, Schenectady, NY 12304

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 1,820 sqft · built 1900
Lot Size0.108 acres (4,719 sqft)
OwnerIndividual Name on Record
Last Sale$150,000 (Jan 2023)
Tax Bill$5,399 (2026)
Deeds & MortgagesJan 2023 Sale
Flood ZoneZone X (minimal risk)
APN421500 49.59-3-19

Property Details

APN / Parcel Number

Primary APN421500 49.59-3-19
Alternative APN
  • 150004905900030190000000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area1,820 sqft Total Area
1st Floor Area910 sqft
2nd Floor Area910 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialWood
Lot Area4,719 sqft (0.108 acres)
Lot Dimensions143 ft deep x 33 ft wide
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area560 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address84 DIVISION ST
CitySCHENECTADY
StateNY
Zip12304-1104
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Block3
Legal Lot Number19.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4004
Census Tract20700

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address86 DIVISION ST, SCHENECTADY, NY 12304-1104
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 9, 2023 · Amount on Record
Deed SaleJan 9, 2023 · Amount on Record
Prior SaleAug 3, 2009 · Amount on Record
Deed Document Number20231174
Deed Book / Page2100 / 476
Record UpdatedOct 29, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJan 9, 2023
Property Address84 DIVISION ST, SCHENECTADY, NY 12304-1104
Document Number0000001174
Book / Page2100 / 476
Instrument DateDec 22, 2022
Instrument202301174
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

AmountAmount Recorded
Tax$600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1195 MIDDLE RD, WILLSBORO, NY 12996-4810

Transferred To (Grantee/Buyer)

NameVerified Name
Address86 DIVISION ST, SCHENECTADY, NY 12304-1104

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,399.00 (+3.67%)
2025$5,208.00$84,100 (-) Land $12,600 Building $71,500$139,261 (+30.82%) Land $20,864 Building $118,397
2023$84,100 Land $12,600 Building $71,500$106,456 Land $15,949 Building $90,507

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

Nearby Properties on Division St

Nearby Streets

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