80 Division St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 80 Division St, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,852 sqft · built 1900
Lot Size	0.108 acres (4,719 sqft)
Owner	Individual Name on Record
Last Sale	$32,000 (Jan 2018)
Tax Bill	$4,760 (2026)
Deeds & Mortgages	Jan 2020 Line of Credit Jan 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.59-3-18`

Property Details

APN / Parcel Number

Primary APN	`421500 49.59-3-18`
Alternative APN	`150004905900030180000000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,852 sqft Living Area
1st Floor Area	926 sqft
2nd Floor Area	926 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,719 sqft (0.108 acres)
Lot Dimensions	143 ft deep x 33 ft wide
Porch	Slab
Porch Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	80 DIVISION ST
City	SCHENECTADY
State	NY
Zip	12304-1104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD
Legal Block	3
Legal Lot Number	18.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4004
Census Tract	20700

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2321 BROADWAY, SCHENECTADY, NY 12306-4008
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2020	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Jan 3, 2018	Quit Claim Deed, Transfer · Conventional Mortgage CITY OF SCHENECTADY
Sep 1, 2017	Tax Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2018 · Amount on Record
Deed Sale	Jan 3, 2018 · Amount on Record
Deed Document Number	2018350
Deed Book / Page	1978 / 861
Prior Transfer Date	Dec 27, 2017
Prior Transfer Doc	0000000350
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	80 DIVISION ST, SCHENECTADY, NY 12304-1104
Document Number	0000007115
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Mar 11, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 DIVISION ST SCHENECTADY NY 123041104, SCHENECTADY, NY 12304-1104

Mortgage

Document Number	0000007115
Date	Feb 20, 2020
Book Page	004973/000712
Instrument	7115

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 19, 2050

Interest

Rate Type	Adjustable Rate

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 3, 2018
Property Address	80 DIVISION ST, SCHENECTADY, NY 12304-1104
Document Number	0000000350
Book / Page	001978 / 000861
Instrument Date	Dec 27, 2017
Instrument	350
Transaction Type	Transfer
Record Updated	Jan 9, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 DIVISION ST SCHENECTADY NY 123041104, SCHENECTADY, NY 12304-1104

Mortgage

Document Number	351
Date	Jan 3, 2018
Book Page	004811/000205
Instrument	351

Lender

Name	CITY OF SCHENECTADY
Address	105 JAY ST CITY HALL, SCHENECTADY, NY 12305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 2, 2023

Interest

Rate	9%

September 2017: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 1, 2017
Property Address	80 DIVISION ST, SCHENECTADY, NY 12304-1104
Document Number	0000039655
Book / Page	001970 / 000225
Instrument Date	Sep 1, 2017
Instrument	39655
Transaction Type	Foreclosure
Record Updated	Sep 6, 2017

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,760.00 (+2.37%)
2025	$4,650.00 (+5.51%)	$88,000 (-) Land $7,700 Building $80,300	$145,719 (+30.82%) Land $12,750 Building $132,969
2023		$88,000 (-) Land $7,700 Building $80,300	$111,392 (+3.8%) Land $9,747 Building $101,645
2022		$88,000 Land $7,700 Building $80,300	$107,317 Land $9,390 Building $97,927
2021	$4,407.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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