84 Deer Rd, Frostproof, FL 33843 Property Records

Polk County property record for 84 Deer Rd, Frostproof, FL 33843

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,834 sqft · built 2024
Lot Size	1 acres (43,847 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Jun 2024)
Tax Bill	$2,263 (2025)
Deeds & Mortgages	Jun 2024 Sale & Mortgage Nov 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-32-12-000000-022090`

Property Details

APN / Parcel Number

Primary APN	`28-32-12-000000-022090`
Alternative APNs	`123228000000022090` `23228000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,834 sqft Living Area
Gross Area	2,234 sqft
1st Floor Area	1,834 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	43,847 sqft
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Unfinished Open Porch

Location & Zoning

Street Address	84 DEER RD
City	FROSTPROOF
State	FL
Zip	33843-7610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	BEG 630 FT N & 0.78 FT W OF SE COR OF SEC RUN N 150 FT W 292.25 FT S 150 FT E 292.44 FT TO POB BEING LOT 67
Legal Range	28E
Legal Township	32S
Legal Section	12
Legal Subdivision	MIAMI GREEN VALLEY (UNREC)
Legal Tract	000000
Legal Block	3
Legal Lot Number	67
Jurisdiction	POLK FL
Township / Civil Division	FROSTPROOF
Census Block Group	3
Census Block	3028
Census Tract	15702

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	84 DEER RD, FROSTPROOF, FL 33843-7610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 2, 2023	Intrafamily Transfer, Transfer · Line of Credit BANK OF CENTRAL FLORIDA
Apr 28, 2022	Warranty Deed, Transfer LANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC
Apr 8, 2022	Warranty Deed, Transfer LANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2024 · Amount on Record
Deed Sale	Jun 12, 2024 · Amount on Record
Prior Sale	Apr 28, 2022 · Amount on Record
Deed Document Number	2024135466
Deed Book / Page	13150 / 355
Prior Transfer Date	Oct 31, 2023
Prior Transfer Doc	0000259860
Record Updated	Oct 29, 2026

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 12, 2024
Property Address	84 DEER RD, FROSTPROOF, FL 33843-7610
Document Number	0000135466
Book / Page	13150 / 355
Instrument Date	Jun 7, 2024
Instrument	2024135466
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	INSURED TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	449 LAKE VIEW WAY, AUBURNDALE, FL 33823-3352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 DEER RD, FROSTPROOF, FL 33843-7610

Mortgage

Document Number	0013150357
Date	Jun 12, 2024
Instrument	13150/357

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Nov 2, 2023
Property Address	84 DEER RD, FROSTPROOF, FL 33843-7610
Document Number	0000259860
Book / Page	12896 / 1011
Instrument Date	Oct 31, 2023
Instrument	2023259860
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	449 LAKE VIEW WAY, AUBURNDALE, FL 33823-3352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 LAKE VIEW WAY, AUBURNDALE, FL 33823-3352

Mortgage

Document Number	0128961013
Date	Nov 2, 2023
Instrument	12896/1013

Lender

Name	BANK OF CENTRAL FLORIDA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 28, 2022
Property Address	84 DEER RD, FROSTPROOF, FL 33843-7610
Document Number	0000115926
Book / Page	12230 / 956
Instrument Date	Apr 26, 2022
Instrument	2022115926
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	LANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$133.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 E HERRITT AVENUE #DD, DD, MERRITT ISLAND, FL 32953

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	449 LAKE VIEW WAY, AUBURNDALE, FL 33823-3352

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 8, 2022
Property Address	84 DEER RD, FROSTPROOF, FL 33843-7610
Document Number	0000096739
Book / Page	12202 / 367
Instrument Date	Mar 25, 2022
Instrument	2022096739
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	LANDSTAR TITLE AGENCY INC, LANDMARK TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$21.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2141 NW 76TH TER, HOLLYWOOD, FL 33024-3652

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E MERRITT AVE STE D, D, MERRITT ISLAND, FL 32953-3434

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,081 (+2.7%)	$287,228 (+1.61%) Land $27,178 Building $260,050
2025	$2,263.00 (+942.86%) Homeowner's exemption	$215,269 (+1,196.1%)	$282,690 (+1,602.03%) Land $17,112 Building $265,578
2023	$217.00 (+135.87%)	$16,609 (+139.12%) Land $16,609	$16,609 (+139.12%) Land $16,609
2022	$92.00	$6,946 Land $6,946	$6,946 Land $6,946

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	23 (2004–2022)
Claims Outside the SFHA	13 of 23
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 9 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 90% of Florida
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FROSTPROOF serves 3,425 people · EPA ID FL6530627
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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