80 Deer Rd, Frostproof, FL 33843 Property Records

Polk County property record for 80 Deer Rd, Frostproof, FL 33843

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,758 sqft · built 2022
Lot Size	1 acres (43,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Mar 2023)
Tax Bill	$3,080 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Apr 2022 Construction Loan + 2 more
Flood Zone	Zone A (high risk)
APN	`28-32-12-000000-022080`

Property Details

APN / Parcel Number

Primary APN	`28-32-12-000000-022080`
Alternative APNs	`123228000000022080` `23228000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,758 sqft Living Area
Gross Area	2,178 sqft
1st Floor Area	1,758 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	43,900 sqft
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Unfinished Open Porch

Location & Zoning

Street Address	80 DEER RD
City	FROSTPROOF
State	FL
Zip	33843-7610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	BEG 330 FT N & .41 FT W OF SE COR OF SEC RUN N 150 FT W 292.62 FT S 150 FT E 292.81 FT TO POB BEING LOT 65
Legal Range	28E
Legal Township	32S
Legal Section	12
Legal Subdivision	MIAMI GREEN VALLEY (UNREC)
Legal Tract	000000
Legal Block	3
Legal Lot Number	65
Jurisdiction	POLK FL
Township / Civil Division	FROSTPROOF
Census Block Group	3
Census Block	3028
Census Tract	15702

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	80 DEER RD, FROSTPROOF, FL 33843-7610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Warranty Deed, Transfer · VA Mortgage NEW DAY FINANCIAL LLC
Apr 25, 2022	Intrafamily Transfer, Transfer · Construction Mortgage BANK OF CENTRAL FLORIDA
Apr 5, 2021	Warranty Deed, Transfer LP TITLE COMPANY
Feb 18, 2020	Warranty Deed, Transfer LP TITLE COMPANY, LP TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2023 · Amount on Record
Deed Sale	Mar 7, 2023 · Amount on Record
Prior Sale	Apr 25, 2022 · Amount on Record
Deed Document Number	202352746
Deed Book / Page	12605 / 1593
Prior Transfer Date	Apr 21, 2022
Prior Transfer Doc	0000110938
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 7, 2023
Property Address	80 DEER RD, FROSTPROOF, FL 33843-7610
Document Number	0000052746
Book / Page	12605 / 1593
Instrument Date	Mar 3, 2023
Instrument	2023052746
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	LP TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1936 CROSSROADS BLVD, WINTER HAVEN, FL 33881-8258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 DEER RD, FROSTPROOF, FL 33843-7610

Mortgage

Document Number	0126051595
Date	Mar 7, 2023
Instrument	12605/1595

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK FL
Recording Date	Apr 25, 2022
Property Address	80 DEER RD, FROSTPROOF, FL 33843-7610
Document Number	0000110938
Book / Page	12222 / 2235
Instrument Date	Apr 21, 2022
Instrument	2022110938
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1936 CROSSROADS BLVD, WINTER HAVEN, FL 33881-8258

Mortgage

Document Number	0122222237
Date	Apr 25, 2022
Instrument	12222/2237

Lender

Name	BANK OF CENTRAL FLORIDA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 5, 2021
Property Address	80 DEER RD, FROSTPROOF, FL 33843-7610
Document Number	0000083606
Book / Page	11649 / 1857
Instrument Date	Mar 31, 2021
Instrument	2021083606
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	LP TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$70.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 326, AVON PARK, FL 33826-0326

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1936 CROSSROADS BLVD, WINTER HAVEN, FL 33881-8258

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Feb 18, 2020
Property Address	80 DEER RD, FROSTPROOF, FL 33843-7610
Document Number	0111431715
Book / Page	011143 / 001715
Instrument Date	Feb 14, 2020
Instrument	36489
Transaction Type	Transfer
Record Updated	Mar 11, 2020
Title Company	LP TITLE COMPANY, LP TITLE CO

Transaction

Amount	Amount Recorded
Tax	$70.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 326 AVON PARK FL 338260326, AVON PARK, FL 33826-0326

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,010 (+2.7%)	$289,350 (+3.9%) Land $27,211 Building $262,139
2025	$3,080.00 (-25.85%) Homeowner's exemption	$278,491 (-0.91%) Land $11,993 Building $266,498	$278,491 (-0.91%) Land $11,993 Building $266,498
2023	$4,154.00 (+3,120.16%)	$281,047 (+2,786.97%) Land $11,640 Building $269,407	$281,047 (+2,786.97%) Land $11,640 Building $269,407
2022	$129.00	$9,735 Land $9,735	$9,735 Land $9,735

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	23 (2004–2022)
Claims Outside the SFHA	13 of 23
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Sep 2017 · 9 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 90% of Florida
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FROSTPROOF serves 3,425 people · EPA ID FL6530627
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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