84 Bowles St, #86, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 84 Bowles St, #86, Springfield, MA 01109

Property Summary

Property Type	Duplex
Details	8 bd · 2 ba · 2,290 sqft · built 1919
Lot Size	0.092 acres (3,999 sqft)
Owner	Company Name on Record
Last Sale	$295,000 (Mar 2024)
Tax Bill	$3,594 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Apr 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:01692 P:0002`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:01692 P:0002`
Alternative APN	`16920002`

Interior

Bedrooms	8 Beds
Full Baths	2 Baths
Total Rooms	13 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,290 sqft Living Area
1st Floor Area	944 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	3,999 sqft (0.092 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	16920002
Street Address	84 BOWLES ST, 86
City	SPRINGFIELD
State	MA
Zip	01109-3502
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2004
Census Tract	801300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the McKnight District (Boundary Increase) listed 1986 · 476 contributing resources · NRIS 86002466

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hampden County and Springfield City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	44 LOOMIS ST, 206, MALDEN, MA 02148-2006
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage PEOPLESBANK (HOLYOKE MA)
Apr 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MONSON SAVINGS BANK
Jun 14, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2024 · Amount on Record
Deed Sale	Mar 18, 2024 · Amount on Record
Prior Sale	Jun 14, 2019 · Amount on Record
Deed Document Number	202411462
Deed Book / Page	25354 / 239
Record Updated	Oct 29, 2026

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Mar 18, 2024
Property Address	84-86 BOWLES ST, SPRINGFIELD, MA 01109
Document Number	025354-239
Book / Page	25354 / 239
Instrument Date	Mar 18, 2024
Instrument	11462
Transaction Type	Transfer
Record Updated	Apr 5, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 LOOMIS ST APT 206, 206, MALDEN, MA 02148-2006

Mortgage

Document Number	0000011463
Date	Mar 18, 2024
Instrument	11463

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	84-86 BOWLES ST, SPRINGFIELD, MA 01109
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22623-197
Date	Apr 12, 2019
Book Page	22623/197
Instrument	18630

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jun 14, 2019
Property Address	84-86 BOWLES ST, SPRINGFIELD, MA 01109
Document Number	22707-496
Book / Page	022707 / 000496
Instrument Date	Jun 12, 2019
Instrument	31548
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$106.95
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16 SOUTH BLVD WEST SPRINGFIELD MA 010893210, WEST SPRINGFIELD, MA 01089-3210

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,594.00 (+1.3%)	$229,200 (+10.14%) Land $23,700 Building $205,500
2023	$3,548.00	$208,100 Land $21,100 Building $187,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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