79 Bowles St, #81, Springfield, MA 01109 Property Records

Hampden County and Springfield City property record for 79 Bowles St, #81, Springfield, MA 01109

Property Summary

Property Type	Duplex
Details	7 bd · 3 ba · 2,484 sqft · built 1915
Lot Size	0.099 acres (4,299 sqft)
Owner	Individual Name on File
Last Sale	$127,500 (Feb 2019)
Tax Bill	$2,835 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:01692 P:0032`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:01692 P:0032`
Alternative APN	`16920032`

Interior

Bedrooms	7 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,484 sqft Living Area
1st Floor Area	1,035 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Duplex Single
Exterior Material	Other
Lot Area	4,299 sqft (0.099 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	16920032
Street Address	79 BOWLES ST, 81
City	SPRINGFIELD
State	MA
Zip	01109-3501
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2004
Census Tract	801300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the McKnight District (Boundary Increase) listed 1986 · 476 contributing resources · NRIS 86002466

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

79 Bowles St, #81 is owned by an individual who bought it in February 2019.

Source: Hampden County and Springfield City records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	17 SULLIVAN ST, SPRINGFIELD, MA 01104-2415
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2019 · Amount on File
Deed Sale	Feb 28, 2019 · Amount on File
Deed Document Number	201910576
Prior Transfer Date	Feb 22, 2019
Prior Transfer Doc	22572-131
Record Updated	Oct 29, 2026

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Feb 28, 2019
Property Address	81 BOWLES ST, SPRINGFIELD, MA 01109-3501
Document Number	22572-131
Book / Page	022572 / 000131
Instrument Date	Feb 22, 2019
Instrument	10576
Transaction Type	Transfer
Record Updated	Mar 25, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$592.88
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17 SULLIVAN ST #1STFL SPRINGFIELD MA 011042415, 1STFL, SPRINGFIELD, MA 01104-2415

Mortgage

Document Number	22572-134
Date	Feb 28, 2019
Book Page	022572/000134
Instrument	10577

Lender

Name	INLAND BK&TR
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 79 Bowles St, #81 was $2,835.

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,835.00	$180,800 Land $24,000 Building $156,800
2023	$2,794.00	$163,900 Land $21,400 Building $142,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 79 Bowles St, #81 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 79 Bowles St, #81 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T.

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