McDowell County property record for 84 Bear Wallow Dr, Spruce Pine, NC 28777
| Property Type | Rural Home |
|---|---|
| Details | 1 bd · 1 ba · 546 sqft · built 1988 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $49,578 (Jun 2021) |
| Tax Bill | $626 (2025) |
| Deeds & Mortgages | Jun 2021 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 1719-00-95-8280 |
| Primary APN | 1719-00-95-8280 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 546 sqft Heated Area |
| Gross Area | 678 sqft |
| 1st Floor Area | 546 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Logs |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Deck Area | 320 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Oil |
| Account Number | 75178 |
|---|---|
| Street Address | 84 BEAR WALLOW DR |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-8374 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 0.33 AC LT 38 BEAR DEN PB 4/392 |
| Legal Subdivision | BEAR DEN ACRES DEVELOPMENT |
| Legal Lot Number | 38 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | NORTH COVE |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 970102 |
Source: McDowell County records, as of August 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1859 SHORE DR S, 109, SOUTH PASADENA, FL 33707-4732 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2021 · Amount on Record |
| Deed Sale | Jun 17, 2021 · Amount on Record |
| Prior Sale | Dec 7, 2006 · Amount on Record |
| Deed Document Number | 20213889 |
| Deed Book / Page | 1357 / 612 |
| Prior Transfer Date | Jun 14, 2021 |
| Prior Transfer Doc | 0013570612 |
| Record Updated | Oct 29, 2026 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Jun 17, 2021 |
| Property Address | 38 BEAR WALLOW DR, SPRUCE PINE, NC 28777 |
| Document Number | 0013570612 |
| Book / Page | 1357 / 612 |
| Map Reference | MB 4 PG 392 |
| Instrument Date | Jun 14, 2021 |
| Instrument | 2021003889 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 30, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 292 BEAR CUB DR, SPRUCE PINE, NC 28777 |
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $626.00 | $90,990 (-) Land $35,000 Building $55,990 | |
| 2023 | $626.00 | $90,990 Land $35,000 Building $55,990 | $90,990 Land $35,000 Building $55,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR DEN ACRES private · serves 140 people · EPA ID NC0156129 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Skyrunner Fixed Wireless | 25 / 10 |
May also be available: AT&T, Spectrum, Verizon.
No cell data coverage reported
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