8 Bear Wallow Dr, Spruce Pine, NC 28777 Property Records

McDowell County property record for 8 Bear Wallow Dr, Spruce Pine, NC 28777 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms1 Beds
Bathrooms1 Baths
Year BuiltBuilt 1983
Square Footage379 sqft Heated Area
Lot Size9,846 sqft (0.226 acres)
OccupancyOwner Occupied
Last Sale$175,000 (2022)
Tax Bill$527.00 (2025)

Owner

Source: McDowell County records · APN 1719-00-95-8030

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address8 BEAR WALLOW DR, SPRUCE PINE, NC 28777-8374
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2022Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ACOPIA LLC
Sep 24, 2021Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 10, 2022 · Amount on Record
Deed SaleNov 10, 2022 · Amount on Record
Prior SaleSep 24, 2021 · Amount on Record
Deed Doc Number0001419173
Deed Book / Page1419 / 173
Record RefreshedJun 08, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateNov 10, 2022
Property Address8 BEAR WALLOW DR, SPRUCE PINE, NC 28777-8374
Document Number0014190173
Book / Page1419 / 173
Map ReferenceMB 4 PG 97
Instrument DateNov 08, 2022
Instrument2022006597
Transaction TypeTransfer
Record UpdatedJan 16, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$350.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address112 S MAIN ST # ST3, ST3, NASHVILLE, MI 49073-9632

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 BEAR WALLOW DR, SPRUCE PINE, NC 28777-8374

Mortgage

Document Number2022006598
DateNov 10, 2022
Instrument2022006598
Lender
NameACOPIA LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCDOWELL NC
Recording DateSep 24, 2021
Property Address8 BEAR WALLOW DR, SPRUCE PINE, NC 28777-8374
Document Number0013700538
Book / Page1370 / 538
Map ReferenceMB 4 PG 97
Instrument DateSep 21, 2021
Instrument2021006200
Transaction TypeTransfer
Record UpdatedJan 16, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$230.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address15992 SE 179TH LN, WEIRSDALE, FL 32195-4101

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1676, BURNSVILLE, NC 28714-1676

Mortgage

Document Number2021006201
DateSep 24, 2021
Instrument2021006201
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: McDowell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$527.00$76,740 (-) Land $35,000 Building $41,740
2023$527.00$76,740 Land $35,000 Building $41,740$76,740 Land $35,000 Building $41,740

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McDowell County (37111C), updated December 13, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 49% of the US · above 70% of North Carolina
Wildfire LikelihoodAbout 1 in 943 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN1719-00-95-8030
Alternative APNs
  • 75904
  • 78845

Interior

Bedrooms1 Beds
Full Baths1 Baths
Building Area379 sqft Heated Area
Basement Area299 sqft Basement
Finished Basement299 sqft Finished
Stories1 Stories
Primary FlooringVinyl/Resilient Flooring
Interior StructurePlywood Interior Structure
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Architectural StyleRanch Style
Exterior MaterialStucco Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area9,846 sqft (0.226 acres)

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemForced Air Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number78845
Street Address8 BEAR WALLOW DR
CitySPRUCE PINE
StateNC
Zip28777-8374
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal Description0.23 AC LOT 35 PB 4/97
Legal Lot Number35
JurisdictionMCDOWELL NC
Minor Civil DivisionNORTH COVE
Census Blockgroup1
Census Block1061
Census Tract970102

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