Okaloosa County property record for 84 12th St, Shalimar, FL 32579
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,102 sqft · built 1993 |
| Lot Size | 0.394 acres (17,188 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $435,000 (Oct 2025) |
| Tax Bill | $1,927 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-591-9009-0 |
| Primary APN | C56-000-591-9009-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,102 sqft Heated Area |
| Gross Area | 2,960 sqft |
| 1st Floor Area | 2,102 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 17,188 sqft (0.394 acres) |
| Garage Type | Finished |
| Garage Area | 638 sqft |
| Porch | Open Porch |
| Porch Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 84 12TH ST |
|---|---|
| City | SHALIMAR |
| State | FL |
| Zip | 32579-2073 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NW COR S216 FT W28 FT S150 FT TO POB S107 FT E200 FT N47 DEG W158 FT W83 FT TO POB |
| Legal Range | 23 |
| Legal Township | 02S |
| Legal Section | 04 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 21502 |
Source: Okaloosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 84 12TH ST, SHALIMAR, FL 32579-2073 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2025 | Warranty Deed, Transfer · VA Mortgage PRIME LENDING INC |
| May 23, 2017 | Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2025 · Amount on Record |
| Deed Sale | Oct 15, 2025 · Amount on Record |
| Deed Document Number | 3777931 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Oct 15, 2025 |
| Property Address | 84 12TH ST, SHALIMAR, FL 32579-2073 |
| Document Number | 0003777931 |
| Instrument Date | Oct 3, 2025 |
| Instrument | 3777931 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | SOUTHLAND TITLE COMPANY, OLD SOUTH LAND TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,045.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 143, SHALIMAR, FL 32579-0143 |
| Name | Verified Name |
|---|---|
| Address | 84 12TH ST, SHALIMAR, FL 32579-2073 |
| Document Number | 0003777932 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 3777932 |
| Name | PRIME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 84 12TH ST, SHALIMAR, FL 32579-2073 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033003678 |
|---|---|
| Date | May 23, 2017 |
| Book Page | 3300/3678 |
| Instrument | 3136739 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 15, 2032 |
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,927.00 (+3.27%) Homeowner's exemption | $196,603 (+2.9%) | $319,112 (+4.07%) Land $129,391 Building $189,721 |
| 2024 | $1,866.00 (+2.87%) Homeowner's exemption | $191,062 (+3%) | $306,622 (+2.46%) Land $95,421 Building $211,201 |
| 2023 | $1,814.00 (+2.89%) Homeowner's exemption | $185,497 (+3%) | $299,271 (+6.22%) Land $86,746 Building $212,525 |
| 2022 | $1,763.00 Homeowner's exemption | $180,094 | $281,752 Land $81,071 Building $200,681 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 191 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 191 in force |
| Nearby Flood Claims | 142 (1979–2020) |
| Claims Outside the SFHA | 55 of 142 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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