75 12th St, Shalimar, FL 32579 Property Records

Okaloosa County property record for 75 12th St, Shalimar, FL 32579

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,794 sqft · built 1983
Lot Size	0.183 acres (7,970 sqft)
Owner	Individual Name on Record
Last Sale	$416,000 (Feb 2023)
Tax Bill	$3,397 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-5128-0`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-5128-0`
Alternative APNs	`05-2S-23-2080-0111-00D0` `23S2052080011100D0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,794 sqft Living Area
Gross Area	2,581 sqft
1st Floor Area	1,794 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2000
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	7,970 sqft (0.183 acres)
Lot Width	80 ft Width
Garage Type	Attached
Garage Area	504 sqft
Porch	Florida Room
Porch Area	123 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	75 12TH ST
City	SHALIMAR
State	FL
Zip	32579-1532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PORT DIXIE COM SW COR LOT 1 BLK 111 E330 FT TO POB E100 FT N80 FT W100 FT S80 FT TO POB
Legal Range	23W
Legal Township	02S
Legal Section	05
Legal Subdivision	PORT DIXIE
Legal Block	111
Legal Lot Number	1
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2031
Census Tract	21502

Owner

Source: Okaloosa County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	75 12TH ST, SHALIMAR, FL 32579-1532
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF ENGLAND
Mar 18, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 27, 2019	Warranty Deed, Transfer · VA Mortgage UNIVERSITY LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2023 · Amount on Record
Deed Sale	Feb 15, 2023 · Amount on Record
Prior Sale	Dec 27, 2019 · Amount on Record
Deed Document Number	20233606320
Deed Book / Page	3662 / 1364
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 15, 2023
Property Address	75 12TH ST, SHALIMAR, FL 32579-1532
Document Number	0036621364
Book / Page	3662 / 1364
Instrument Date	Feb 14, 2023
Instrument	3606320
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,912.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1002 ROCKY BAYON ROAD, NICEVILLE, FL 32578

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 12TH ST, SHALIMAR, FL 32579-1532

Mortgage

Document Number	0036621366
Date	Feb 15, 2023
Instrument	3662/1366

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	75 12TH ST, SHALIMAR, FL 32579-1532
Transaction Type	Mortgage
Record Updated	Apr 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035331037
Date	Mar 18, 2021
Book Page	3533/1037
Instrument	3439080

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 27, 2019
Property Address	75 12TH ST, SHALIMAR, FL 32579-1532
Document Number	0034353766
Book / Page	003435 / 003766
Instrument Date	Dec 20, 2019
Instrument	3326845
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,666.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	75 12TH ST SHALIMAR FL 325791532, SHALIMAR, FL 32579-1532

Mortgage

Document Number	34353768
Date	Dec 27, 2019
Book Page	003435/003768
Instrument	3326846

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,397.00 (-13.98%) Homeowner's exemption	$316,396 (-0.81%) Land $83,200 Building $233,196	$316,396 (-0.81%) Land $83,200 Building $233,196
2023	$3,949.00 (+120.98%)	$318,991 (+70.62%) Land $58,203 Building $260,788	$318,991 (+19.83%) Land $58,203 Building $260,788
2022	$1,787.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$186,961	$266,196 Land $54,396 Building $211,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	4 (1995–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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