8396 17th St SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 8396 17th St SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,198 sqft · built 1988
Lot Size	2.65 acres (115,434 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,474 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Dec 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`40-006-1401`

Property Details

APN / Parcel Number

Primary APN	`40-006-1401`
Alternative APNs	`40-00006-1401` `22714`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,198 sqft Living Area
1st Floor Area	1,198 sqft
Basement Area	1,165 sqft
Finished Basement	1,165 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Split Foyer
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	115,434 sqft (2.65 acres)
Garage Type	Attached
Garage Area	584 sqft
Driveway	Driveway
Deck Area	147 sqft
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	22714
Street Address	8396 17TH ST SE
City	SAINT CLOUD
State	MN
Zip	56304-9708
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	S 435.6 FT OF W 300 FT OF E 1-2 OF SE 1-4 OF SE 1-4 EXCEPT PARCEL 8, SHERBURNE CO HWY R-O-W PLAT #29
Legal Range	29W
Legal Township	35N
Legal Section	06
Jurisdiction	SHERBURNE MN
Township / Civil Division	PALMER
Census Block Group	2
Census Block	2002
Census Tract	30301

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8396 17TH ST SE, SAINT CLOUD, MN 56304-9708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 16, 2020	Deed of Trust, Mortgage · Conventional with PMI US BK
Mar 22, 2017	Grant Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	8396 17TH ST SE, SAINT CLOUD, MN 56304-9708
Transaction Type	Mortgage
Record Updated	Oct 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	83996 17TH STREET SE, SAINT CLOUD, MN 56304

Mortgage

Document Number	0000949924
Date	Oct 24, 2022
Instrument	949924

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	8396 17TH ST SE, SAINT CLOUD, MN 56304-9708
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000865689
Date	Dec 4, 2018
Instrument	865689

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 16, 2028

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	8396 17TH ST SE, SAINT CLOUD, MN 56304-9708
Document Number	0000888565
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8396 17TH ST SE ST CLOUD MN 563049708, ST CLOUD, MN 56304-9708

Mortgage

Document Number	0000888565
Date	Mar 24, 2020
Instrument	888565

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SHERBURNE MN
Recording Date	Mar 22, 2017
Property Address	8396 17TH ST SE, SAINT CLOUD, MN 56304-9708
Document Number	0000835983
Instrument Date	Mar 10, 2017
Instrument	835983
Transaction Type	Transfer
Record Updated	Mar 29, 2017
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$845.79
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8396 17TH ST SE ST CLOUD MN 563049708, ST CLOUD, MN 56304-9708

Mortgage

Document Number	835984
Date	Mar 22, 2017
Instrument	835984

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 21, 2047

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Palmer Township
Unified School District	Foley Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$412,000 (+0.37%) Land $125,100 Building $286,900	$412,000 (+0.37%) Land $125,100 Building $286,900
2025	$3,474.00 (+12.72%)	$410,500 (+6.15%) Land $123,200 Building $287,300	$410,500 (+6.15%) Land $123,200 Building $287,300
2023	$3,082.00	$386,700 Land $113,600 Building $273,100
2021			$386,700 Land $113,600 Building $273,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (2022–2023)
Most Recent Claim	Apr 2023 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2023 · 2 claims Severe Storms, Straight-line Winds, And Flooding, May 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 82% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

May also be available: Verizon.

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