8390 Whitegate Dr, Morrow, OH 45152 Property Records

Warren County property record for 8390 Whitegate Dr, Morrow, OH 45152

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,665 sqft · built 1973
Lot Size	5 acres (218,018 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jul 2007)
Tax Bill	$5,032 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-15-200-009-0`

Property Details

APN / Parcel Number

Primary APN	`17-15-200-009-0`
Alternative APNs	`1715200009` `4805798`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,665 sqft Living Area
1st Floor Area	1,665 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Exterior Material	Brick/Stone
Construction Type	Brick
Foundation Type	Concrete
Lot Area	218,018 sqft (5 acres)
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil

Location & Zoning

Account Number	4805798
Old Parcel Number	1715200009
Street Address	8390 WHITEGATE DR
City	MORROW
State	OH
Zip	45152-8540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MS-3794 5.0050 AC.
Legal Subdivision	MILITARY SURV 3794
Legal Block	200
Jurisdiction	WARREN OH
Township / Civil Division	SALEM
Census Block Group	4
Census Block	4016
Census Tract	32300

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	8390 WHITEGATE DR, MORROW, OH 45152-8540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage DISCOVERY BK
Dec 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2007 · Amount on Record
Deed Sale	Jul 3, 2007 · Amount on Record
Deed Document Number	0004491144
Deed Book / Page	4491 / 144
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	8390 WHITEGATE DR, MORROW, OH 45152-8540
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8390 WHITEGATE DR, MORROW, OH 45152-8540

Mortgage

Document Number	0000006472
Date	Apr 6, 2023
Instrument	2023-006472

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 25, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	8390 WHITEGATE DR, MORROW, OH 45152-8540
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012171
Date	Mar 16, 2021
Instrument	2021-012171

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	8390 WHITEGATE DR, MORROW, OH 45152-8540
Transaction Type	Mortgage
Record Updated	Apr 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021012171
Date	Mar 16, 2021
Instrument	2021-012171

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	8390 WHITEGATE DR, MORROW, OH 45152-8540
Document Number	0000006932
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 26, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8390 WHITEGATE DR MORROW OH 451528540, MORROW, OH 45152-8540

Mortgage

Document Number	0000006932
Date	Mar 2, 2020
Instrument	6932

Lender

Name	DISCOVERY BK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	8390 WHITEGATE DR, MORROW, OH 45152-8540
Document Number	0000000008
Instrument Date	Dec 26, 2019
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8390 WHITEGATE DR MORROW OH 451528540, MORROW, OH 45152-8540

Mortgage

Document Number	0000000008
Date	Jan 2, 2020
Instrument	8

Lender

Name	DISCOVER BK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Salem Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,032.00 (+14.08%)	$111,265 (+28.11%) Land $51,279 Building $59,986	$317,900 (+28.11%) Land $146,510 Building $171,390
2023	$4,411.00 (+1.03%) Homeowner's exemption	$86,853 (-) Land $33,604 Building $53,249
2022	$4,366.00 Homeowner's exemption	$86,853 Land $33,604 Building $53,249	$248,150 (-) Land $96,010 Building $152,140
2021			$248,150 Land $96,010 Building $152,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2009–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN WATER COMPANY private · serves 39,508 people · EPA ID OH8300512
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bresco Broadband Fiber	10,000 / 10,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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