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839 Westminster Dr, Orange Park, FL 32073 Property Records

Clay County property record for 839 Westminster Dr, Orange Park, FL 32073

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,209 sqft · built 1995
Lot Size0.754 acres (32,887 sqft)
Owner2 Individual Names on File
Last Sale$167,000 (Jan 1996)
Tax Bill$2,664 (2025)
Deeds & MortgagesAug 2026 Mortgage
Flood ZoneZone AE (high risk)
APN02-04-25-008814-253-09

Property Details

APN / Parcel Number

Primary APN02-04-25-008814-253-09

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,209 sqft Heated Area
Gross Area2,948 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area32,887 sqft (0.754 acres)
Lot Dimensions370 ft deep x 89 ft wide
Garage Area504 sqft
PorchPorch
Porch Area235 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address839 WESTMINSTER DR
CityORANGE PARK
StateFL
Zip32073-5062
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 309 COUNTRY CLUB OF O.P. UNIT 2 AS REC O R 1588 PG 1262
Legal Range25
Legal Township04
Legal Section02
Legal SubdivisionCOUNTRY CLUB
Legal Block371
Legal Lot Number309
Legal Unit2
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group1
Census Block1002
Census Tract30306

Owner

839 Westminster Dr is owned and occupied by two individuals who bought it in January 1996.

Source: Clay County records, as of December 18, 2025

Owner of Record2 Individual Names on File
Mailing Address839 WESTMINSTER DR, ORANGE PARK, FL 32073-5062
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 1996 · Amount on File
Deed SaleJan 31, 1996 · Amount on File
Deed Document Number0015881262
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Recording DateAug 7, 2026
Property Address839 WESTMINSTER DR, ORANGE PARK, FL 32073-5062
Document Number0000039480
Book / Page5074 / 1576
Instrument DateAug 3, 2026
Instrument202639480
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address839 WESTMINSTER DR, ORANGE PARK, FL 32073-5062

Mortgage

Document Number0000039480,
DateAug 7, 2026
Book Page5074/1576
Instrument202639480
Lender
NameVYSTAR CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueSep 1, 2046
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 839 Westminster Dr was $2,664 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,664.00 Homeowner's exemption$214,809$351,761 Land $65,000 Building $286,761
2023$2,802.00 (+7.6%) Homeowner's exemption$202,676 (+3%)$314,662 (+8.4%) Land $50,000 Building $264,662
2022$2,604.00 Homeowner's exemption$196,773$290,267 Land $50,000 Building $240,267

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 839 Westminster Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 76 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies76 in force
Nearby Flood Claims6 (2012–2025)
Claims Outside the SFHA1 of 6
Most Recent ClaimFeb 2025 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 839 Westminster Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE PARK GRID
private · serves 127,904 people · EPA ID FL2100741
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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