838 Westminster Dr, Orange Park, FL 32073 Property Records

Clay County property record for 838 Westminster Dr, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,526 sqft · built 1994
Lot Size	1.57 acres (68,650 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Dec 2017)
Tax Bill	$3,237 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`02-04-25-008814-253-10`

Property Details

APN / Parcel Number

Primary APN	`02-04-25-008814-253-10`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,526 sqft Living Area
Gross Area	3,031 sqft
1st Floor Area	2,526 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	68,650 sqft (1.57 acres)
Lot Dimensions	308 ft deep x 223 ft wide
Garage Type	Attached
Garage Area	505 sqft

Exterior Amenities

Pool Area	288 sqft
Porch	Finished/Open Porch
Porch Area	233 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	838 WESTMINSTER DR
City	ORANGE PARK
State	FL
Zip	32073-5060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 310 COUNTRY CLUB OF O.P. UNIT 2 AS REC OR 4039 PG 1024
Legal Range	25E
Legal Township	04S
Legal Section	02
Legal Subdivision	COUNTRY CLUB OF O.P. UNIT 2
Legal Lot Number	310
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1002
Census Tract	30306

Owner

838 Westminster Dr is owned and occupied by an individual who bought it in December 2017.

Source: Clay County records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	838 WESTMINSTER DR, ORANGE PARK, FL 32073-5060
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU
Dec 15, 2017	Warranty Deed, Transfer · Conventional with PMI VYSTAR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2017 · Amount on File
Deed Sale	Dec 15, 2017 · Amount on File
Prior Sale	Sep 30, 2003 · Amount on File
Deed Document Number	201763906
Deed Book / Page	4039 / 1024
Prior Transfer Date	May 9, 2001
Prior Transfer Doc	0000007241
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	838 WESTMINSTER DR, ORANGE PARK, FL 32073-5060
Transaction Type	Mortgage
Record Updated	Jul 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 WESTMINSTER DR, ORANGE PARK, FL 32073-5060

Mortgage

Document Number	0047351152
Date	Jul 5, 2023
Book Page	4735/1152
Instrument	2023033363

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2043

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Dec 15, 2017
Property Address	838 WESTMINSTER DR, ORANGE PARK, FL 32073-5060
Document Number	0040391024
Book / Page	004039 / 001024
Instrument Date	Dec 15, 2017
Instrument	63906
Transaction Type	Transfer
Record Updated	Jan 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	838 WESTMINSTER DR ORANGE PARK FL 320735060, ORANGE PARK, FL 32073-5060

Mortgage

Document Number	40391026
Date	Dec 15, 2017
Book Page	004039/001026
Instrument	63907

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32232-5085

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 838 Westminster Dr was $3,237 with exemptions applied, up 4.9% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,237.00 (+4.93%) Homeowner's exemption Widower's exemption	$257,400	$392,415 Land $65,000 Building $327,415
2024	$3,085.00 (-7.52%)
2023	$3,336.00 (+4.58%) Homeowner's exemption Widower's exemption	$242,861 (+3%)	$353,920 (+8.88%) Land $50,000 Building $303,920
2022	$3,190.00 Homeowner's exemption Widower's exemption	$235,788	$325,063 Land $50,000 Building $275,063

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 838 Westminster Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 76 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	6 (2012–2025)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Feb 2025 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 838 Westminster Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Westminster Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures