839 Val Sereno Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 839 Val Sereno Dr, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,326 sqft · built 1980
Lot Size	0.408 acres (17,773 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,875,000 (Oct 2020)
Tax Bill	$23,395 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`264-200-44-00`

Property Details

APN / Parcel Number

Primary APN	`264-200-44-00`
Alternative APN	`2642003700`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,326 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	17,773 sqft (0.408 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2642003700
Street Address	839 VAL SERENO DR
City	ENCINITAS
State	CA
Zip	92024-6923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 23 DOC84-466865 IN LOT 148 MP 7531& TR 006323
Legal Subdivision	LAKE VAL SERENO
Legal Tract	006323
Legal Block	1
Legal Lot Number	23,14
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1041
Census Tract	17111

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	839 VAL SERENO DR, ENCINITAS, CA 92024-6923
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Oct 28, 2020	Grant Deed, Transfer FRONTWAVE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2020 · Amount on Record
Deed Sale	Oct 28, 2020 · Amount on Record
Prior Sale	Dec 7, 1998 · Amount on Record
Deed Document Number	2020663167
Prior Transfer Date	Aug 29, 2016
Prior Transfer Doc	0000454014
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	839 VAL SERENO DR, ENCINITAS, CA 92024-6923
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	839 VAL SERENO DR, ENCINITAS, CA 92024-6923

Mortgage

Document Number	0000086815
Date	Mar 30, 2026
Instrument	2026-0086815

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92131

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 31, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 28, 2020
Property Address	839 VAL SERENO DR, ENCINITAS, CA 92024-6923
Document Number	0000663167
Instrument Date	Oct 2, 2020
Instrument	663167
Transaction Type	Transfer
Record Updated	Nov 5, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,063.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	839 VAL SERENO DR ENCINITAS CA 920246923, ENCINITAS, CA 92024-6923

Mortgage

Document Number	663168
Date	Oct 28, 2020
Instrument	663168

Lender

Name	FRONTWAVE CU
Address	1278 ROCKY POINT DR, OCEANSIDE, CA 92056-5867

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 27, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,070,150 (+2%) Land $1,104,080 Building $966,070
2025	$23,395.00 (+4.26%)	$2,029,560 (+4.04%) Land $1,082,432 Building $947,128
2024	$22,439.00 (+2.71%)
2023	$21,847.00 (+0.61%)	$1,950,750 Land $1,040,400 Building $910,350
2022	$21,715.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Race Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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