825 Val Sereno Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 825 Val Sereno Dr, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,352 sqft · built 1970
Lot Size	0.422 acres (18,372 sqft)
Owner	Company Name on Record
Last Sale	$760,000 (Apr 2010)
Tax Bill	$12,643 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`264-200-45-00`

Property Details

APN / Parcel Number

Primary APN	`264-200-45-00`
Alternative APN	`2642003800`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,352 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	18,372 sqft (0.422 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2642003800
Street Address	825 VAL SERENO DR
City	ENCINITAS
State	CA
Zip	92024-6923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 24 DOC84-466864 IN LOTS 147&148 MP 7531& TR 006323
Legal Subdivision	LAKE VAL SERENO
Legal Tract	006323
Legal Block	1
Legal Lot Number	24
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1041
Census Tract	17111

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	825 VAL SERENO DR, ENCINITAS, CA 92024-6923
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Apr 24, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2010 · Amount on Record
Deed Sale	Apr 30, 2010 · Amount on Record
Prior Sale	Jun 27, 2002 · Amount on Record
Deed Document Number	2010216605
Prior Transfer Date	Feb 18, 1994
Prior Transfer Doc	0000208752
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	825 VAL SERENO DR, ENCINITAS, CA 92024-6923
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 902, PARK CITY, UT 84060-0871

Mortgage

Document Number	0000816052
Date	Nov 30, 2021
Instrument	2021-0816052

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.85%
Type Change Date	Dec 1, 2028
Change Frequency	Monthly
Min Rate At Change	2.95%
Index	1-Year CMT
Max Rate	10.9%

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 24, 2019
Property Address	825 VAL SERENO DR, ENCINITAS, CA 92024-6923
Document Number	0000150088
Instrument Date	Apr 18, 2019
Instrument	150088
Transaction Type	Transfer
Record Updated	May 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	825 VAL SERENO DR ENCINITAS CA 920246923, ENCINITAS, CA 92024-6923

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,392,831 (+29.26%) Land $537,653 Building $855,178
2025	$12,643.00 (+6.61%)	$1,077,521 (+4.04%) Land $527,111 Building $550,410
2023	$11,859.00 (+0.49%)	$1,035,682 Land $506,644 Building $529,038
2022	$11,801.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Race Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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