839 Phillips St, Vista, CA 92083 Property Records

San Diego County property record for 839 Phillips St, Vista, CA 92083

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,659 sqft · built 1970
Lot Size	0.216 acres (9,400 sqft)
Owner	Company Name on Record
Last Sale	$229,000 (Nov 2001)
Tax Bill	$4,602 (2025)
Deeds & Mortgages	May 2023 Transfer Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`179-310-11-00`

Property Details

APN / Parcel Number

Primary APN	`179-310-11-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,659 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	9,400 sqft (0.216 acres)

Location & Zoning

Street Address	839 PHILLIPS ST
City	VISTA
State	CA
Zip	92083-7108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 314 POR TR 001984
Legal Subdivision	RANCHO VISTA ESTATES
Legal Tract	001984
Legal Block	3
Legal Lot Number	314
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3001
Census Tract	19702

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	839 PHILLIPS ST, VISTA, CA 92083-7108
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Intrafamily Transfer, Transfer
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESTREET BANK
May 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC
Aug 1, 2012	Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2001 · Amount on Record
Deed Sale	Nov 15, 2001 · Amount on Record
Prior Sale	Jul 1, 1998 · Amount on Record
Deed Document Number	2001834731
Prior Transfer Date	Oct 23, 2001
Prior Transfer Doc	0000834732
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 18, 2023
Property Address	839 PHILLIPS ST, VISTA, CA 92083-7108
Document Number	0000130607
Map Reference	MAP 1984
Instrument Date	May 9, 2023
Instrument	2023-0130607
Transaction Type	Transfer
Record Updated	May 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	839 PHILLIPS ST, VISTA, CA 92083-7108
Investor	Possibly a Property Investor

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	839 PHILLIPS ST, VISTA, CA 92083-7108
Transaction Type	Mortgage
Record Updated	Mar 23, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	839 PHILLIPS ST, VISTA, CA 92083-7108

Mortgage

Document Number	0000192352
Date	Mar 12, 2021
Instrument	2021-0192352

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	839 PHILLIPS ST, VISTA, CA 92083-7108
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000186598
Date	May 16, 2019
Instrument	2019-0186598

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

August 2012: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	839 PHILLIPS ST, VISTA, CA 92083-7108
Document Number	0000155590
Instrument Date	Aug 1, 2012
Transaction Type	Mortgage
Record Updated	May 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	839 PHILLIPS ST VISTA CA 920837108, VISTA, CA 92083-7108

Mortgage

Document Number	0000155590
Date	Apr 29, 2019
Instrument	155590

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Apr 28, 2042

Interest

Rate	4%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$345,043 (+2%) Land $180,809 Building $164,234
2025	$4,602.00 (+7.17%)	$338,278 (+4.04%) Land $177,264 Building $161,014
2023	$4,294.00 (+0.21%)	$325,144 Land $170,382 Building $154,762
2022	$4,285.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, San Diego Broadband.

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