Orange County property record for 839 Naples Dr, Orlando, FL 32804
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 996 sqft · built 1940 |
| Lot Size | 0.161 acres (6,998 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Feb 2017) |
| Tax Bill | $1,749 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-22-29-8472-07-180 |
| Primary APN | 02-22-29-8472-07-180 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 996 sqft Living Area |
| Gross Area | 1,068 sqft |
| 1st Floor Area | 828 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,998 sqft (0.161 acres) |
| Lot Width | 50 ft Width |
| Porch | Florida Room |
| Porch Area | 240 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 839 NAPLES DR |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32804-1723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | SUNSHINE GARDENS L/79 LOT 18 BLK G |
| Legal Range | 29E |
| Legal Township | 22S |
| Legal Section | 02 |
| Legal Subdivision | SUNSHINE GARDENS |
| Legal Tract | 8472 |
| Legal Block | G |
| Legal Lot Number | 18 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 15300 |
839 Naples Dr is owned and occupied by an individual who bought it in February 2017.
Source: Orange County records, as of August 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 839 NAPLES DR, ORLANDO, FL 32804-1723 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2026 | Deed of Trust, Mortgage · FHA Mortgage CSC DOCUMENT RECORDING |
| Oct 9, 2020 | Loan Modification, Mortgage · FHA Mortgage MONEY SOURCE |
| Feb 22, 2017 | Warranty Deed, Transfer · FHA Mortgage 1ST ALLIANCE LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 2017 · Amount on File |
| Deed Sale | Feb 22, 2017 · Amount on File |
| Prior Sale | Mar 6, 2002 · Amount on File |
| Deed Document Number | 201798399 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 28, 2026 |
| Property Address | 839 NAPLES DR, ORLANDO, FL 32804-1723 |
| Document Number | 0000417679 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 2026417679 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Name | Verified Name |
|---|---|
| Address | 839 NAPLES DR, ORLANDO, FL 32804-1723 |
| Document Number | 0000417679, |
|---|---|
| Date | Jul 28, 2026 |
| Instrument | 2026417679 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 292 Months |
| Due | Nov 1, 2050 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 839 NAPLES DR, ORLANDO, FL 32804-1723 |
| Document Number | 0000626494 |
| Instrument Date | Oct 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 839 NAPLES DR ORLANDO FL 328041723, ORLANDO, FL 32804-1723 |
| Document Number | 0000626494 |
|---|---|
| Date | Dec 1, 2020 |
| Instrument | 626494 |
| Name | MONEY SOURCE |
|---|---|
| Type | Funding / Finance Company |
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 30, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Feb 22, 2017 |
| Property Address | 839 NAPLES DR, ORLANDO, FL 32804-1723 |
| Document Number | 0000098399 |
| Map Reference | MB L PG 79 |
| Instrument Date | Feb 17, 2017 |
| Instrument | 20170098399 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | WATSON TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 839 NAPLES DR, ORLANDO, FL 32804-1723 |
| Document Number | 0000098400 |
|---|---|
| Date | Feb 22, 2017 |
| Instrument | 20170098400 |
| Name | 1ST ALLIANCE LENDING LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
The 2025 property tax bill for 839 Naples Dr was $1,749, up 9.2% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $124,769 (+2.7%) | $207,770 (-1.66%) Land $105,000 Building $102,770 | |
| 2025 | $1,749.00 (+9.18%) Homeowner's exemption | $121,489 | $211,280 Land $105,000 Building $106,280 |
| 2024 | $1,602.00 (+7.73%) | ||
| 2023 | $1,487.00 (+5.99%) Homeowner's exemption | $114,626 (+3%) | $229,478 (+17.63%) Land $135,000 Building $94,478 |
| 2022 | $1,403.00 Homeowner's exemption | $111,287 | $195,089 Land $115,000 Building $80,089 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 839 Naples Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 2 (1994–2022) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 839 Naples Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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