838A Muddy Brook Rd, Hardwick (Ware), MA 01082 Property Records

Worcester County and Hardwick Town property record for 838A Muddy Brook Rd, Hardwick, MA 01082

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,292 sqft · built 2004
Lot Size5.89 acres (256,830 sqft)
Owner2 Individual Names on Record
Last Sale$298,500 (Aug 2017)
Tax Bill$6,108 (2025)
Deeds & MortgagesAug 2021 Refinance
Aug 2017 Sale & Mortgage
APN760-00170

Property Details

APN / Parcel Number

Primary APN760-00170
Alternative APNs
  • HARD M:0760 B:0000 L:0017-0
  • M:0760 B:0000 L:0017=0

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,292 sqft Living Area
Gross Area4,500 sqft
1st Floor Area1,008 sqft
Basement Area1,008 sqft
Unfinished Basement1,008 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2012
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area256,830 sqft (5.89 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic

Location & Zoning

Account Number760-00170
Street Address838A MUDDY BROOK RD
CityHARDWICK
StateMA
Zip01082-9007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR60
Legal Lot Number17-0
JurisdictionHARDWICK MA
Township / Civil DivisionHARDWICK
Census Block Group1
Census Block1035
Census Tract723100

Owner

Source: Worcester County and Hardwick Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address838 MUDDY BROOK RD, A, HARDWICK, MA 01082-9007
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
US BANK NA
Aug 31, 2017Quit Claim Deed, Transfer
UNIBANK FOR SAVINGS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2017 · Amount on Record
Deed SaleAug 31, 2017 · Amount on Record
Prior SaleApr 25, 2008 · Amount on Record
Deed Book / Page57668 / 95
Transfer Doc0057668-95
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDWICK MA
Property Address838A MUDDY BROOK RD, HARDWICK, MA 01082-9007
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number065963-121
DateAug 31, 2021
Book Page65963/121
Instrument122736
Lender
NameUS BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueSep 1, 2041

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARDWICK MA
Recording DateAug 31, 2017
Property Address838A MUDDY BROOK RD, HARDWICK, MA 01082-9007
Document Number0057668-95
Book / Page57668 / 95
Instrument95810
Transaction TypeTransfer
Record UpdatedJun 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$44.58
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address838A MUDDY BROOK RD, HARDWICK, MA 01082-9007

Mortgage

Document Number0576680097
DateAug 31, 2017
Instrument57668/0097
Lender
NameUNIBANK FOR SAVINGS
TypeBank
Agreement
AmountAmount Recorded
Term361 Months
DueAug 31, 2047
Interest
Rate3%
Max Rate At Change90.1%
Max Rate2.88%

Tax Assessment & Valuation

Source: Worcester County and Hardwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionHardwick Town
Unified School DistrictQuabbin School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,108.00 (+4.2%)$464,500 (-) Land $49,100 Building $415,400$430,730 (-0.64%)
2024$5,862.00 (+1.09%)$464,500 (+6.54%) Land $49,100 Building $415,400$433,485
2023$5,799.00$436,000 Land $47,100 Building $388,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

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