838 River Oaks Dr, Covington, LA 70433 Property Records

St. Tammany Parish property record for 838 River Oaks Dr, Covington, LA 70433 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3,081 sqft · built 2002
Owner	Individual Name on File
Last Sale	$411,500 (May 2019)
Tax Bill	$4,346 (2025)
Deeds & Mortgages	Sep 2025 Transfer May 2020 Mortgage + 2 more
APN	`112-140-2056`

Property Details

APN / Parcel Number

Primary APN	`112-140-2056`
Alternative APN	`52594`

Interior

Building Area	3,081 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	112-140-2056
Street Address	838 RIVER OAKS DR
City	COVINGTON
State	LA
Zip	70433-5061
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER OAKS LT295 PH5
Legal Subdivision	RIVER OAKS ESTATES
Legal Phase	5
Legal Lot Number	295
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	4
Census Block Group	1
Census Block	1006
Census Tract	40607

Owner

Source: St. Tammany Parish records · APN 112-140-2056

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	838 RIVER OAKS DR, COVINGTON, LA 70433-5061
Occupancy	Owner Occupied
Owner Type	Individual, Secondary Company

Deeds, Mortgages & Sale History

Date	Document
Sep 03, 2025	Intrafamily Transfer, Transfer
May 05, 2020	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK HOME LOANS LLC
May 17, 2019	Deed, Transfer · Conventional Mortgage ANGEL OAK HOME LOANS LLC
Feb 01, 2017	Cash Sale Deed, Transfer · Conventional Mortgage WHITNEY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 17, 2019 · Amount on Record
Deed Sale	May 17, 2019 · Amount on Record
Prior Sale	May 17, 2019 · Amount on Record
Deed Document Number	0002157394
Last Transfer Date	Sep 03, 2025
Transfer Doc	0002462902
Record Updated	Jun 08, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT TAMMANY LA
Recording Date	Sep 03, 2025
Property Address	838 RIVER OAKS DR, COVINGTON, LA 70433-5061
Document Number	0002462902
Instrument Date	Sep 02, 2025
Instrument	2462902
Transaction Type	Transfer
Record Updated	Oct 01, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	838 RIVER OAKS DR, COVINGTON, LA 70433-5061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 RIVER OAKS DR, COVINGTON, LA 70433-5061

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	838 RIVER OAKS DR, COVINGTON, LA 70433-5061
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	CRESCENT TITLE LLC, CRESCENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002204544
Date	May 05, 2020
Instrument	2204544

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 01, 2040

Interest

Rate Type	Fixed Rate

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	May 17, 2019
Property Address	838 RIVER OAKS DR, COVINGTON, LA 70433-5061
Document Number	0002157394
Map Reference	DOC 2052092
Instrument Date	May 15, 2019
Instrument	2157394
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	CRESCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 RIVER OAKS DR, COVINGTON, LA 70433-5061

Mortgage

Document Number	0002157395
Date	May 17, 2019
Instrument	2157395

Lender

Name	ANGEL OAK HOME LOANS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2049

Interest

Rate Type	Fixed Rate

February 2017: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Feb 01, 2017
Property Address	838 RIVER OAKS DR, COVINGTON, LA 70433-5061
Document Number	0002052092
Map Reference	DOC 1766837
Instrument Date	Jan 31, 2017
Instrument	2052092
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 RIVER OAKS DR, COVINGTON, LA 70433-5061

Mortgage

Document Number	0002052096
Date	Feb 01, 2017
Instrument	2052096

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 01, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,346.00 (-3.55%) Homeowner's exemption	$43,730 (-) Land $5,800 Building $37,930	$437,302 (-) Land $58,000 Building $379,302
2024	$4,506.00 (+9.29%) Homeowner's exemption	$43,730 (+13.27%) Land $5,800 Building $37,930	$437,302 (+13.27%) Land $58,000 Building $379,302
2023	$4,123.00 Homeowner's exemption	$38,606 (-) Land $5,800 Building $32,806	$386,060 (-) Land $58,000 Building $328,060
2022	$4,123.00 Homeowner's exemption	$38,606 Land $5,800 Building $32,806	$386,060 Land $58,000 Building $328,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 221030406071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 258 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	258 in force
Nearby Flood Claims	112 (1995–2024)
Claims Outside the SFHA	3 of 112
Most Recent Claim	Sep 2024, Hurricane Francine
Claims By Storm	Hurricane Ida, Sep 2021 · 48 claims Hurricane Isaac, Aug 2012 · 36 claims Hurricane Katrina, Aug 2005 · 10 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 108 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Metronet Holdings	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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