St. Tammany Parish property record for 826 River Oaks Dr, Covington, LA 70433
| Property Type | Single Family Home |
|---|---|
| Details | 3,416 sqft · built 2007 |
| Owner | Individual Name on Record |
| Last Sale | $625,000 (Nov 2023) |
| Tax Bill | $6,907 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Oct 2020 Mortgage + 2 more |
| APN | 112-140-1753 |
| Primary APN | 112-140-1753 |
|---|---|
| Alternative APN |
|
| Building Area | 3,416 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Old Parcel Number | 112-140-1753 |
|---|---|
| Street Address | 826 RIVER OAKS DR |
| City | COVINGTON |
| State | LA |
| Zip | 70433-5061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER OAKS ESTATES LT208 PH5 |
| Legal Subdivision | RIVER OAKS ESTATES |
| Legal Phase | 5 |
| Legal Lot Number | 208 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 40607 |
Source: St. Tammany Parish records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 826 RIVER OAKS DR, COVINGTON, LA 70433-5061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RIVERLAND FCU |
| Oct 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RIVERLAND CU |
| Nov 14, 2023 | Cash Sale Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK |
| Nov 14, 2023 | Cash Sale Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 14, 2023 · Amount on Record |
| Deed Sale | Nov 14, 2023 · Amount on Record |
| Prior Sale | Apr 26, 2011 · Amount on Record |
| Deed Document Number | 2392653 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 826 RIVER OAKS DR, COVINGTON, LA 70433-5061 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002200344 |
|---|---|
| Date | Mar 31, 2020 |
| Instrument | 2200344 |
| Name | RIVERLAND FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 30, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 826 RIVER OAKS DR, COVINGTON, LA 70433-5061 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2023 |
| Title Company | AMERICAN LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002232780 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 2232780 |
| Name | RIVERLAND CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 17, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Recording Date | Nov 14, 2023 |
| Property Address | 826 RIVER OAKS DR, COVINGTON, LA 70433-5061 |
| Document Number | 0002392653 |
| Instrument Date | Nov 14, 2023 |
| Instrument | 2392653 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2023 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1656 OX BOW LN, COVINGTON, LA 70433-7269 |
| Name | Verified Name |
|---|---|
| Address | 826 RIVER OAKS DR, COVINGTON, LA 70433-5061 |
| Document Number | 0002392654 |
|---|---|
| Date | Nov 14, 2023 |
| Instrument | 2392654 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | ORLEANS LA |
| Recording Date | Nov 14, 2023 |
| Property Address | 826 RIVER OAKS DR, COVINGTON, LA 70433-5061 |
| Document Number | 0000036451 |
| Instrument Date | Nov 10, 2023 |
| Instrument | 202336451 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2023 |
| Title Company | TITLE TEAM LLC, TITLE STREAM LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 826 RIVER OAKS DR, COVINGTON, LA 70433-5061 |
| Document Number | 0000036452 |
|---|---|
| Date | Nov 14, 2023 |
| Instrument | 202336452 |
| Name | FIRST HORIZON BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,907.00 (-3.55%) | $57,581 (-) Land $5,800 Building $51,781 | $575,808 (-) Land $58,000 Building $517,808 |
| 2024 | $7,161.00 (+44%) | $57,581 (+27.9%) Land $5,800 Building $51,781 | $575,808 (+27.9%) Land $58,000 Building $517,808 |
| 2023 | $4,973.00 Homeowner's exemption | $45,021 (-) Land $5,800 Building $39,221 | $450,210 (-) Land $58,000 Building $392,210 |
| 2022 | $4,973.00 Homeowner's exemption | $45,021 Land $5,800 Building $39,221 | $450,210 Land $58,000 Building $392,210 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 258 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 258 in force |
| Nearby Flood Claims | 112 (1995–2024) |
| Claims Outside the SFHA | 3 of 112 |
| Most Recent Claim | Sep 2024 · Hurricane Francine |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 59% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UTILITIES INC - NORTH PARK WATER SUPPLY private · serves 11,298 people · EPA ID LA1103124 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Metronet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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