Cook County property record for 838 Olive St, Elgin, IL 60120 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1936 |
| Square Footage | 500 sqft Living Area |
| Lot Size | 8,712 sqft (0.2 acres) |
| Garage | Attached |
| Last Sale | $164,000 (2026) |
| Tax Bill | $4,515.00 (2023) |
| Primary APN | 06-19-103-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 500 sqft Living Area |
| 1st Floor | 500 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1936 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 8,712 sqft (0.2 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Water Source | Commercial Water Source |
| Street Address | 838 OLIVE ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-8027 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | (LYNDALE)(PARK) ADD E 10 ACS PT N OF CHICAGO & GALENA STATE ROAD OF NW NW SEC 19-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 19 |
| Legal Subdivision | LYNDALE PARK |
| Legal Block | 3 |
| Legal Lot Number | 4,5 |
| Jurisdiction | COOK IL |
| Minor Civil Division | HANOVER |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 804406 |
Source: Cook County records · APN 06-19-103-013
Assessment roll updated May 27, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 39W792 N ROBERT FROST CIR, ST CHARLES, IL 60175-7743 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 22, 2026 | Warranty Deed, Transfer · Line of Credit FIRST STATE BANK |
| May 05, 2023 | Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE |
| Dec 29, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 22, 2026 · Amount on Record |
| Deed Sale | Apr 22, 2026 · Amount on Record |
| Prior Sale | Nov 17, 2015 · Amount on Record |
| Deed Doc Number | 20261122323 |
| Prior Transfer Date | Nov 22, 2022 |
| Prior Transfer Doc | 0000033248 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 22, 2026 |
| Property Address | 838 OLIVE ST, ELGIN, IL 60120-8027 |
| Document Number | 0000002323 |
| Instrument Date | Apr 07, 2026 |
| Instrument | 20262323 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24,846.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39W792 N ROBERT FROST CIR, ST CHARLES, IL 60175-7743 |
| Document Number | 0000002324, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 20261122324 |
| Name | FIRST STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 10, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | May 05, 2023 |
| Property Address | 838 OLIVE ST, ELGIN, IL 60120-8027 |
| Document Number | 0012513106 |
| Instrument Date | Apr 08, 2023 |
| Instrument | 2312513106 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 838 OLIVE ST, ELGIN, IL 60120-8027 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Dec 29, 2022 |
| Property Address | 838 OLIVE ST, ELGIN, IL 60120-8027 |
| Document Number | 0036333248 |
| Instrument Date | Dec 28, 2022 |
| Instrument | 2236333248 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 838 OLIVE ST, ELGIN, IL 60120-8027 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 838 OLIVE ST, ELGIN, IL 60120-8027 |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,000 (-5.26%) Land $6,098 Building $11,902 | $180,000 (-5.26%) Land $60,980 Building $119,020 | |
| 2023 | $4,515.00 (+3.63%) | ||
| 2022 | $4,357.00 Homeowner's exemption | $18,999 Land $3,484 Building $15,515 | $189,990 Land $34,840 Building $155,150 |
Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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