820 Olive St, Elgin, IL 60120 Property Records

Cook County property record for 820 Olive St, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1941
Lot Size	0.424 acres (18,480 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (May 2014)
Tax Bill	$4,893 (2023)
Deeds & Mortgages	Jan 2026 Transfer
Flood Zone	Zone AE (high risk)
APN	`06-19-103-024`

Property Details

APN / Parcel Number

Primary APN	`06-19-103-024`
Alternative APN	`06-19-103-024-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1942
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	18,480 sqft (0.424 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	820 OLIVE ST
City	ELGIN
State	IL
Zip	60120-8027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(HAWKINS) & (SOWERS) ADD TO CITY OF (ELGIN) SUB OF PT NW NW SEC 19-41-09
Legal Range	09E
Legal Township	41N
Legal Section	19
Legal Subdivision	HAWKINS & SOWERS ADD TO CITY OF ELGIN
Legal Block	2
Legal Lot Number	1,4
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3008
Census Tract	804406

Owner

Source: Cook County records · APN 06-19-103-024

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	34W085 CENTER DR, SOUTH ELGIN, IL 60177-2514
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 16, 2014 · Amount on Record
Deed Sale	May 16, 2014 · Amount on Record
Prior Sale	Apr 21, 2014
Deed Document Number	201416003
Prior Transfer Date	Dec 31, 1999
Prior Transfer Doc	0000000230
Record Updated	Sep 20, 2026

January 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COOK IL
Recording Date	Jan 13, 2026
Property Address	820 OLIVE ST, ELGIN, IL 60120-8027
Document Number	0001316002
Instrument Date	Dec 23, 2025
Instrument	2601316002
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34W085 CENTER DR, SOUTH ELGIN, IL 60177-2514

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,000 (+17.65%) Land $10,497 Building $9,503	$200,000 (+17.65%) Land $104,970 Building $95,030
2023	$4,893.00 (+2.9%)	$17,000 (-) Land $7,392 Building $9,608	$170,000 (-) Land $73,920 Building $96,080
2022	$4,755.00	$17,000 Land $7,392 Building $9,608	$170,000 Land $73,920 Building $96,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cook County (17031C), updated February 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170318044063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	11 in force 3 of 11 on primary residences
Nearby Flood Claims	18 (1982–2020)
Claims Outside the SFHA	1 of 18
Most Recent Claim	May 2020, other causes
Flood Events	Severe Storms And Flooding (Sep 2008), 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.