838 Lafayette Ave, Cincinnati, OH 45220 Property Records

Hamilton County property record for 838 Lafayette Ave, Cincinnati, OH 45220

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,032 sqft · built 1950
Lot Size	0.389 acres (16,988 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Jan 2021)
Tax Bill	$7,069 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`215-0070-0110-00`

Property Details

APN / Parcel Number

Primary APN	`215-0070-0110-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,032 sqft Living Area
1st Floor Area	2,032 sqft
Basement Area	2,032 sqft
Finished Basement	500 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	16,988 sqft (0.389 acres)
Lot Dimensions	210 ft deep x 85.4 ft wide
Garage Type	Basement
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	135 sqft
Patio Area	503 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	838 LAFAYETTE AVE
City	CINCINNATI
State	OH
Zip	45220-1050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAFAYETTE AV 96.90 X 210.20 IR PT LOT 17 LAFAYETTE BANK CLIFTON FARM
Legal Subdivision	LAFAYETTE BANK CLIFTON FARM
Legal Lot Number	17
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1010
Census Tract	7100

Owner

838 Lafayette Ave is owned and occupied by an individual who bought it in January 2021.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	838 LAFAYETTE AVE, CINCINNATI, OH 45220-1050
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jan 8, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 27, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FIFTH THIRD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2021 · Amount on File
Deed Sale	Jan 8, 2021 · Amount on File
Prior Sale	Feb 23, 2010 · Amount on File
Deed Document Number	0000003415
Deed Book / Page	14330 / 3182
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	838 LAFAYETTE AVE, CINCINNATI, OH 45220-1050
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 LAFAYETTE AVE, CINCINNATI, OH 45220-1050

Mortgage

Document Number	0000091037
Date	Sep 26, 2022
Book Page	14759/812
Instrument	2022-0091037

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 8, 2021
Property Address	838 LAFAYETTE AVE, CINCINNATI, OH 45220-1050
Document Number	0000003415
Book / Page	14330 / 3182
Map Reference	MB 94 PG 422
Instrument Date	Dec 28, 2020
Instrument	2021-0003415
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	838 LAFAYETTE AVE, CINCINNATI, OH 45220-1050

Mortgage

Document Number	0000003416
Date	Jan 8, 2021
Instrument	2021-0003416

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

April 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 27, 2017
Property Address	838 LAFAYETTE AVE, CINCINNATI, OH 45220-1050
Book / Page	013405 / 001317
Instrument Date	Apr 14, 2017
Instrument	37415
Transaction Type	Construction Loan
Record Updated	Feb 20, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	838 LAFAYETTE AVE CINCINNATI OH 452201050, CINCINNATI, OH 45220-1050

Mortgage

Document Number	0000037415
Date	Apr 27, 2017
Book Page	013405/001317
Instrument	37415

Lender

Name	FIFTH THIRD BK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 838 Lafayette Ave was $7,069, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,069.00 (+3.14%)	$114,555 (-) Land $44,317 Building $70,238
2024	$6,854.00 (-2.21%)	$114,555 (-) Land $44,317 Building $70,238
2023	$7,009.00 (-0.67%)	$114,555 (+10.72%) Land $44,317 Building $70,238	$327,300 Land $126,620 Building $200,680
2022	$7,056.00 Homeowner's exemption	$103,461 Land $39,652 Building $63,809
2020			$295,600 Land $113,290 Building $182,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 838 Lafayette Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1978–2015)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 838 Lafayette Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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