780 Lafayette Ave, Cincinnati, OH 45220 Property Records

Hamilton County property record for 780 Lafayette Ave, Cincinnati, OH 45220

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,072 sqft · built 1976
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on File
Tax Bill	$8,680 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Sep 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`215-0070-0003-00`

Property Details

APN / Parcel Number

Primary APN	`215-0070-0003-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,072 sqft Living Area
Gross Area	4,144 sqft
1st Floor Area	2,072 sqft
Basement Area	2,072 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	202 ft deep x 146 ft wide
Garage Type	Basement
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	1,168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	780 LAFAYETTE AVE
City	CINCINNATI
State	OH
Zip	45220-1053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF20
Legal Description	LAFAYETTE AV 146.31 X 202.18 IRR PT LOT 17 CLIFTON FARM
Legal Subdivision	CLIFTON FARM
Legal Lot Number	17
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1010
Census Tract	7100

Owner

780 Lafayette Ave is owned and occupied by an individual who acquired it in September 2023.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	780 LAFAYETTE AVE, CINCINNATI, OH 45220-1053
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Sep 12, 2023	Transfer on Death Deed, Transfer
Oct 2, 2023	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 5, 2023
Transfer Doc	0000064672
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	780 LAFAYETTE AVE, CINCINNATI, OH 45220-1053
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78D LAFAYETTE AVE, CINCINNATI, OH 45220

Mortgage

Document Number	0000028626
Date	Mar 18, 2022
Book Page	14627/890
Instrument	2022-0028626

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 25, 2052

September 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 12, 2023
Property Address	780 LAFAYETTE AVE, CINCINNATI, OH 45220-1053
Document Number	0000064672
Book / Page	14998 / 1241
Map Reference	MB 94 PG 442
Instrument Date	Aug 31, 2023
Instrument	2023-0064672
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

October 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 2, 2023
Property Address	780 LAFAYETTE AVE, CINCINNATI, OH 45220-1053
Document Number	0000069989
Book / Page	15012 / 873
Map Reference	MB 94 PG 442
Instrument Date	Aug 31, 2023
Instrument	2023-0069989
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	780 LAFAYETTE AVE, CINCINNATI, OH 45220-1053

Tax Assessment & Valuation

The 2025 property tax bill for 780 Lafayette Ave was $8,680, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,680.00 (+3.12%)	$140,529 (-) Land $37,100 Building $103,429	$401,510 Land $106,000 Building $295,510
2024	$8,417.00 (-2.21%)	$140,529 (-) Land $37,100 Building $103,429
2023	$8,607.00 (+8.24%)	$140,529 (+20.72%) Land $37,100 Building $103,429	$401,510 Land $106,000 Building $295,510
2022	$7,952.00 Homeowner's exemption	$116,410 Land $33,243 Building $83,167
2020			$332,600 Land $94,980 Building $237,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 780 Lafayette Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1978–2015)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 780 Lafayette Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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