838 E Saratoga St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 838 E Saratoga St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,544 sqft · built 2001
Lot Size	0.183 acres (7,985 sqft)
Owner	Individual Name on Record
Last Sale	$269,900 (Apr 2019)
Tax Bill	$1,640 (2025)
Deeds & Mortgages	May 2020 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`309-18-153`

Property Details

APN / Parcel Number

Primary APN	`309-18-153`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,544 sqft Living Area
1st Floor Area	1,544 sqft

Exterior

Year Built	Built 2001
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,985 sqft (0.183 acres)
Parking Spaces	2 Parking Spaces
Pool Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	838 E SARATOGA ST
City	GILBERT
State	AZ
Zip	85296-2404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	MIRADOR ESTATES AMD MCR 459-21
Legal Range	06E
Legal Township	01S
Legal Section	17
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	MIRADOR ESTATES AMENDED
Legal Lot Number	152
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1014
Census Tract	422511

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	838 E SARATOGA ST, GILBERT, AZ 85296-2404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Apr 15, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Apr 15, 2019	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2019 · Amount on Record
Deed Sale	Apr 15, 2019 · Amount on Record
Prior Sale	Nov 8, 2013 · Amount on Record
Deed Document Number	20190264312
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	838 E SARATOGA ST, GILBERT, AZ 85296-2404
Document Number	0000500397
Instrument Date	May 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	838 E SARATOGA ST GILBERT AZ 852962404, GILBERT, AZ 85296-2404

Mortgage

Document Number	0000500397
Date	Jun 10, 2020
Instrument	500397

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	324 Months
Due	Jun 9, 2047

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	838 E SARATOGA ST, GILBERT, AZ 85296-2404
Document Number	0000346437
Instrument Date	Apr 15, 2019
Transaction Type	Mortgage
Record Updated	May 17, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	638 BRADFORD DR GRAND JUNCTION CO 815046054, GRAND JUNCTION, CO 81504-6054

Mortgage

Document Number	0000346437
Date	May 13, 2019
Instrument	346437

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 15, 2019
Property Address	838 E SARATOGA ST, GILBERT, AZ 85296-2404
Document Number	0000264312
Instrument Date	Apr 9, 2019
Instrument	264312
Transaction Type	Transfer
Record Updated	Apr 19, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	838 E SARATOGA ST GILBERT AZ 852962404, GILBERT, AZ 85296-2404

Mortgage

Document Number	264313
Date	Apr 15, 2019
Instrument	264313

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,410 (+0.23%)	$434,100 (+0.23%) Land $86,800 Building $347,300
2025	$1,640.00 (+3.27%)
2024		$43,310	$433,100 Land $86,600 Building $346,500
2023	$1,588.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
CenturyLink DSL	140 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

Nearby Properties on E Saratoga St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures