710 E Saratoga St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 710 E Saratoga St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,941 sqft · built 1991
Lot Size	0.221 acres (9,632 sqft)
Owner	Individual Name on Record
Last Sale	$750,000 (Apr 2024)
Tax Bill	$3,154 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-23-763`

Property Details

APN / Parcel Number

Primary APN	`304-23-763`
Alternative APN	`304237633`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,941 sqft Living Area
Gross Area	3,058 sqft
1st Floor Area	1,961 sqft
2nd Floor Area	980 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Concrete
Lot Area	9,632 sqft (0.221 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces
Pool Area	428 sqft
Patio Area	117 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	710 E SARATOGA ST
City	GILBERT
State	AZ
Zip	85296-2342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	SPRING MEADOWS COMMONS LOT 1-92 TR A-C MCR 313-16
Legal Range	6E
Legal Township	1S
Legal Section	18
Legal Subdivision	SPRING MEADOWS COMMONS LOT 1-92 TR A-C
Legal Lot Number	78
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2017
Census Tract	422404

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	435 E RIO SALADO PKWY UNIT 338, 338, TEMPE, AZ 85281
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage SFMC LP
Oct 14, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage BISON STATE BANK
Apr 5, 2024	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2024 · Amount on Record
Deed Sale	Apr 5, 2024 · Amount on Record
Prior Sale	Nov 12, 2014 · Amount on Record
Deed Document Number	2024177241
Prior Transfer Date	Jun 29, 2007
Prior Transfer Doc	0000815873
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	710 E SARATOGA ST, GILBERT, AZ 85296-2342
Transaction Type	Mortgage
Record Updated	Oct 24, 2025
Title Company	DRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 E SARATOGA ST, GILBERT, AZ 85296-2342

Mortgage

Document Number	0000007372
Date	Jan 4, 2022
Instrument	20220007372

Lender

Name	SFMC LP
Type	Mortgage Company
Address	MCKINNEY, TX 75070

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Oct 14, 2025
Property Address	710 E SARATOGA ST, GILBERT, AZ 85296-2342
Document Number	0000592909
Map Reference	MB 313 PG 16
Instrument Date	Sep 26, 2025
Instrument	20250592909
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	SILK ABSTRACT COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	710 E SARATOGA ST, GILBERT, AZ 85296-2342

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 E SARATOGA ST, GILBERT, AZ 85296-2342

Mortgage

Document Number	0000592910
Date	Oct 14, 2025
Instrument	20250592910

Lender

Name	BISON STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 5, 2024
Property Address	710 E SARATOGA ST, GILBERT, AZ 85296-2342
Document Number	0000177241
Map Reference	MB 322 PG 24
Instrument Date	Apr 1, 2024
Instrument	20240177241
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	710 E SARATOGA ST, GILBERT, AZ 85296-2342

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 E SARATOGA ST, GILBERT, AZ 85296-2342

Mortgage

Document Number	0000177242
Date	Apr 5, 2024
Instrument	20240177242

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,110 (+77.97%)	$621,100 (+8.64%) Land $124,200 Building $496,900
2025	$3,154.00 (+7.02%)	$34,900 (-43.11%)	$571,700 (-6.81%) Land $114,300 Building $457,400
2024		$61,350	$613,500 Land $122,700 Building $490,800
2023	$2,947.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
CenturyLink DSL	140 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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