Black Hawk County property record for 838 E Cedar Wapsi Rd, Waterloo, IA 50703 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1976 |
| Square Footage | 1,908 sqft Living Area |
| Lot Size | 209,523 sqft (4.81 acres) |
| Garage | Mixed, 1,548 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $5,730.00 (2025) |
| Primary APN | 9013-13-226-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,908 sqft Living Area |
| 1st Floor | 1,476 sqft 1st Floor |
| Basement Area | 1,476 sqft Basement |
| Finished Basement | 600 sqft Finished |
| Unfinished Basement | 1,476 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 209,523 sqft (4.81 acres) |
| Parking Spaces | 6 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 1,548 sqft Garage |
| Patio Area | 240 sqft Patio |
| Porch Area | 417 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 838 E CEDAR WAPSI RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-9429 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | E 165 FT W 660 FT NE NE SEC 13 T 90 R 13 |
| Legal Range | 13W |
| Legal Township | 90N |
| Legal Section | 13 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | MOUNT VERNON |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 2604 |
Source: Black Hawk County records · APN 9013-13-226-003
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 838 E CEDAR WAPSI RD, WATERLOO, IA 50703-9429 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jul 21, 2005 |
| Transfer Doc | 2006004498 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 838 E CEDAR WAPSI RD, WATERLOO, IA 50703-9429 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202200022141 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 202200022141 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2037 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Unified School District | Denver Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,730.00 Homeowner's exemption | $520,140 (+13.12%) Land $98,000 Building $422,140 | $520,140 (+13.12%) Land $98,000 Building $422,140 |
| 2024 | $5,730.00 (-6.07%) | ||
| 2023 | $459,830 (+11.99%) Land $84,000 Building $375,830 | $459,830 (+11.99%) Land $84,000 Building $375,830 | |
| 2022 | $6,100.00 Homeowner's exemption | $410,610 Land $70,000 Building $340,610 | |
| 2021 | $410,610 Land $70,000 Building $340,610 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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