Black Hawk County property record for 808 E Cedar Wapsi Rd, Waterloo, IA 50703 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1969 |
| Square Footage | 1,474 sqft Living Area |
| Lot Size | 209,959 sqft (4.82 acres) |
| Garage | Attached, 576 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,850.00 (2025) |
| Primary APN | 9013-13-226-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,474 sqft Living Area |
| 1st Floor | 924 sqft 1st Floor |
| Basement Area | 924 sqft Basement |
| Finished Basement | 400 sqft Finished |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Split Foyer Style |
| Exterior Material | Aluminum Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 209,959 sqft (4.82 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 576 sqft Garage |
| Shed | 1 Shed |
| Deck Area | 180 sqft Deck |
| Patio Area | 264 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 808 E CEDAR WAPSI RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-9429 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | E 165 FT W 495 FT NE 1/4 NE 1/4 EXC N 50 FT SEC 13 T 90 R 13 |
| Legal Range | 13W |
| Legal Township | 90N |
| Legal Section | 13 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | MOUNT VERNON |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 2604 |
Source: Black Hawk County records · APN 9013-13-226-002
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 808 E CEDAR WAPSI RD, WATERLOO, IA 50703-9429 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 19, 2018 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION |
| Jan 24, 2018 | Deed of Trust, Mortgage VERIDIAN CREDIT UNION |
| Jan 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LINCOLN SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 808 E CEDAR WAPSI RD, WATERLOO, IA 50703-9429 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201800013544 |
|---|---|
| Date | Feb 19, 2018 |
| Instrument | 201800013544 |
| Name | VERIDIAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 808 E CEDAR WAPSI RD, WATERLOO, IA 50703-9429 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201800012378 |
|---|---|
| Date | Jan 24, 2018 |
| Instrument | 201800012378 |
| Name | VERIDIAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Jan 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 808 E CEDAR WAPSI RD, WATERLOO, IA 50703-9429 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100014131 |
|---|---|
| Date | Jan 06, 2021 |
| Instrument | 202100014131 |
| Name | LINCOLN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Unified School District | Denver Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,850.00 Homeowner's exemption | $345,220 (+13.89%) Land $98,000 Building $247,220 | $345,220 (+13.89%) Land $98,000 Building $247,220 |
| 2024 | $3,850.00 (-5.5%) | ||
| 2023 | $303,130 (+9.38%) Land $84,000 Building $219,130 | $303,130 (+9.38%) Land $84,000 Building $219,130 | |
| 2022 | $4,074.00 Homeowner's exemption | $277,140 Land $70,000 Building $207,140 | |
| 2021 | $277,140 Land $70,000 Building $207,140 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | About 1 in 5,263 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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