557 Diamond Head Dr, Union, MO 63084 Property Records

Franklin County property record for 557 Diamond Head Dr, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,305 sqft · built 2019
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Sep 2019)
Tax Bill	$2,752 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-3-06.1-0-022-289.000`

Property Details

APN / Parcel Number

Primary APN	`21-3-06.1-0-022-289.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,305 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Construction Type	Frame
Lot Area	30,492 sqft (0.7 acres)

Location & Zoning

Street Address	557 DIAMOND HEAD DR
City	UNION
State	MO
Zip	63084-4494
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:20 ST ANDREWS PLACE PHASE V
Legal Range	01E
Legal Township	42
Legal Section	06
Legal Subdivision	ST ANDREWS PLACE
Legal Phase	5
Legal Block	22
Legal Lot Number	20
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	1
Census Block	1062
Census Tract	800606

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	557 DIAMOND HEAD DR, UNION, MO 63084-4494
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLIANCE CU
Aug 28, 2020	Deed of Trust, Mortgage ALLIANCE FCU
Sep 13, 2019	Warranty Deed, Transfer ALLIANCE FCU
May 17, 2019	Warranty Deed, Transfer FRANKLIN COUNTY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2019 · Amount on Record
Deed Sale	Sep 13, 2019 · Amount on Record
Deed Document Number	1912189
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	557 DIAMOND HEAD DR, UNION, MO 63084-4494
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002123656
Date	Dec 21, 2021
Instrument	2123656

Lender

Name	ALLIANCE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 25, 2036

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	557 DIAMOND HEAD DR, UNION, MO 63084-4494
Document Number	0000015120
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	557 DIAMOND HEAD DR UNION MO 630844494, UNION, MO 63084-4494

Mortgage

Document Number	0000015120
Date	Sep 11, 2020
Instrument	15120

Lender

Name	ALLIANCE FCU
Type	Credit Union
Address	FENTON, MO 63026

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Sep 13, 2019
Property Address	557 DIAMOND HEAD DR, UNION, MO 63084-4494
Document Number	0000012189
Instrument Date	Sep 13, 2019
Instrument	12189
Transaction Type	Transfer
Record Updated	Sep 27, 2019
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	557 DIAMOND HEAD DR UNION MO 630844494, UNION, MO 63084-4494

Mortgage

Document Number	12190
Date	Sep 13, 2019
Instrument	12190

Lender

Name	ALLIANCE FCU
Type	Credit Union
Address	FENTON, MO 63026

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	May 17, 2019
Property Address	557 DIAMOND HEAD DR, UNION, MO 63084-4494
Document Number	0000005911
Instrument Date	May 15, 2019
Instrument	5911
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	FRANKLIN COUNTY TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 120 UNION MO 630840120, UNION, MO 63084-0120

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,752.00 (+10.12%)	$46,162 (+11.06%)	$242,960 (+11.06%) Land $30,000 Building $212,960
2023	$2,499.00 (-4.22%)	$41,564	$218,760 Land $30,000 Building $188,760
2022	$2,609.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2023–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T.

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