Pinellas County property record for 838 Crystal Dr, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,434 sqft · built 1986 |
| Lot Size | 0.15 acres (6,538 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,913 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-740-9705-6 |
| Primary APN | C62-000-740-9705-6 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,434 sqft Heated Area |
| 1st Floor Area | 1,434 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,538 sqft (0.15 acres) |
| Lot Dimensions | 100 ft deep x 65 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 60 sqft |
| Deck Area | 225 sqft |
| Patio Area | 225 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R381809 |
|---|---|
| Old Parcel Number | 152735198700000530 |
| Street Address | 838 CRYSTAL DR |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-2609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CRYSTAL BEACH ESTATES LOT 53 |
| Legal Range | 15 |
| Legal Township | 27 |
| Legal Section | 35 |
| Legal Subdivision | CRYSTAL BEACH ESTATES |
| Legal Lot Number | 53 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 27206 |
838 Crystal Dr is owned and occupied by an individual who acquired it in August 2000.
Source: Pinellas County records, as of December 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 838 CRYSTAL DR, PALM HARBOR, FL 34683-2609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2021 | Deed of Trust, Mortgage PINELLAS FCU |
| Nov 5, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2000 |
| Deed Sale | Aug 4, 2000 |
| Deed Document Number | 1100500305 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 838 CRYSTAL DR, PALM HARBOR, FL 34683-2609 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Name | Verified Name |
|---|---|
| Address | 838 CRYSTAL DR, PALM HARBOR, FL 34683-2609 |
| Document Number | 0213712478 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 21371/2478 |
| Instrument | 2021034903 |
| Name | PINELLAS FCU |
|---|---|
| Type | Credit Union |
| Address | LARGO, FL 33771 |
| Amount | Amount on Record |
|---|---|
| Term | 119 Months |
| Due | Jan 21, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 838 CRYSTAL DR, PALM HARBOR, FL 34683-2609 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TROPICAL TITLE INSURANCE LLC |
| Name | Verified Name |
|---|
| Document Number | 0207601928 |
|---|---|
| Date | Nov 5, 2019 |
| Book Page | 20760/1928 |
| Instrument | 2019357298 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 838 Crystal Dr was $1,913 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,913.00 Homeowner's exemption | $137,613 | $332,351 Land $113,799 Building $218,552 |
| 2023 | $1,756.00 (+3.78%) Homeowner's exemption | $129,840 (+3%) | $318,559 (+12.57%) Land $148,796 Building $169,763 |
| 2022 | $1,692.00 Homeowner's exemption | $126,058 | $282,998 Land $148,802 Building $134,196 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 838 Crystal Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 6 (2004–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 838 Crystal Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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