768 Crystal Dr, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 768 Crystal Dr, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,076 sqft · built 1986
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$163,000 (May 2003)
Tax Bill$2,891 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Oct 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNC62-000-740-9710-6

Property Details

APN / Parcel Number

Primary APNC62-000-740-9710-6
Alternative APNs
  • 35-27-15-19870-000-0580
  • 271535198700000580
  • R381814

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,076 sqft Living Area
Gross Area2,580 sqft
1st Floor Area2,076 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1992
Architectural StyleCustom Design
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialOther
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions100 ft deep x 65 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area84 sqft
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR381814
Street Address768 CRYSTAL DR
CityPALM HARBOR
StateFL
Zip34683-2607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionCRYSTAL BEACH ESTATES LOT 58
Legal Range15E
Legal Township27S
Legal Section35
Legal SubdivisionCRYSTAL BEACH ESTATES
Legal Tract19870
Legal Lot Number58
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1004
Census Tract27206

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address768 CRYSTAL DR, PALM HARBOR, FL 34683-2607
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2023Deed of Trust, Mortgage · Line of Credit
ACHIEVA CU
Oct 29, 2020Deed of Trust, Mortgage · Line of Credit
ACHIEVA CU
Sep 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 29, 2003 · Amount on Record
Deed SaleMay 29, 2003 · Amount on Record
Prior SaleMay 29, 2003 · Amount on Record
Deed Document Number2003217454
Deed Book / Page12778 / 80
Last Transfer DateApr 8, 2013
Transfer Doc0179640400
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address768 CRYSTAL DR, PALM HARBOR, FL 34683-2607
Transaction TypeMortgage
Record UpdatedAug 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address768 CRYSTAL DR, PALM HARBOR, FL 34683-2607

Mortgage

Document Number0225230963
DateAug 2, 2023
Book Page22523/963
Instrument2023200351
Lender
NameACHIEVA CU
TypeCredit Union
AddressDUNEDIN, FL 34697
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 27, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address768 CRYSTAL DR, PALM HARBOR, FL 34683-2607
Transaction TypeMortgage
Record UpdatedAug 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0212312435
DateOct 29, 2020
Book Page21231/2435
Instrument2020325299
Lender
NameACHIEVA CU
TypeCredit Union
AddressDUNEDIN, FL 34697
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 27, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address768 CRYSTAL DR, PALM HARBOR, FL 34683-2607
Transaction TypeMortgage
Record UpdatedAug 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address768 CYSTAL DRIVE, PALM HARBOR, FL 34683-2607

Mortgage

Document Number0217370467
DateSep 29, 2021
Book Page21737/467
Instrument2021318187
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2036

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,891.00 (+6.09%) Homeowner's exemption$191,785 (+5.99%)$420,448 (+12.01%) Land $112,462 Building $307,986
2024$2,725.00 (+1.87%)
2023$2,675.00 (+3.32%) Homeowner's exemption$180,951 (+3%)$375,381 (+17.17%) Land $149,421 Building $225,960
2022$2,589.00 Homeowner's exemption$175,681$320,363 Land $146,734 Building $173,629

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 52 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies52 in force
Nearby Flood Claims6 (2004–2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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