Santa Cruz County property record for 838 Cathedral Dr, Aptos, CA 95003 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 576 sqft · built 1961 |
| Lot Size | 0.116 acres (5,053 sqft) |
| Owner | Individual Name on File |
| Last Sale | $549,000 (May 2021) |
| Tax Bill | $6,310 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-162-20 |
| Primary APN | 040-162-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Building Area | 576 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 2022 |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 5,053 sqft (0.116 acres) |
| Terrain | Steep |
| Deck Area | 410 sqft |
| Patio Area | 410 sqft |
| Heating System | HVAC |
|---|
| Street Address | 838 CATHEDRAL DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-2905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MONTE TOYON/RIO DEL MAR 01 |
| Legal Block | 9 |
| Legal Lot Number | 23 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 122002 |
Source: Santa Cruz County records · APN 040-162-20
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 838 CATHEDRAL DR, APTOS, CA 95003-2905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 06, 2021 · Amount on Record |
| Deed Sale | May 06, 2021 · Amount on Record |
| Deed Document Number | 202125980 |
| Last Transfer Date | Jan 09, 2025 |
| Transfer Doc | 0000001049 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 06, 2021 |
| Property Address | 838 CATHEDRAL DR, APTOS, CA 95003-2905 |
| Document Number | 0000025980 |
| Map Reference | MAP 24 PG 22 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 2021-0025980 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $603.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 838 CATHEDRAL DR, APTOS, CA 95003-2905 |
| Document Number | 0000025981 |
|---|---|
| Date | May 06, 2021 |
| Instrument | 2021-0025981 |
| Name | MASON MCDUFFIE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $703,952 (+2%) Land $539,465 Building $164,487 | ||
| 2025 | $6,310.00 (+8.7%) Disabled Person's exemption Veteran's exemption | $690,149 (+4.04%) Land $528,887 Building $161,262 | |
| 2023 | $5,805.00 (-19.44%) Disabled Person's exemption Veteran's exemption | $663,350 Land $508,350 Building $155,000 | $563,580 |
| 2022 | $7,206.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 62% of the US · above 38% of California |
|---|---|
| Wildfire Likelihood | About 1 in 495 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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